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230 Vancouver Street, Sumas, WA, 98295

2beds
1baths
1,064sqft
$349,999
$329price/sqft
$2,281/moest. monthly cost
$91,240/yrincome needed

About This Home

Welcome to small-town living in the friendly community of Sumas! This fully professionally renovated 2-bedroom, 1-bath home is move-in ready and sits on a beautiful lot with plenty of outdoor space to enjoy. Inside, you’ll find a bright and fresh home with updates throughout. The brand-new kitchen features new appliances, modern cabinets, farm house sink and lots of space to cook and gather. The bathroom has also been beautifully updated, and every room has been refreshed with care. Enjoy peace of mind with a brand-new roof and quality improvements that make this home ready for its next owner. Whether you’re buying your first home, looking to downsize, or searching for a great investment, this home is a wonderful choice. Outside, the large yard offers room for gardening, playing, or relaxing. A detached garage provides space for parking or projects, while the outbuilding gives you extra room for hoobies, office, workout gear or tools. Located close to schools, parks, shopping, and the Canadian border, this home offers the perfect mix of comfort, convenience, and small-town charm. Don’t miss your chance to own this beautifully updated home in Sumas! Preferred lender credit of up to $2500 with Kendall Kelly Chuckanut Mortgage.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

6/10
Sumas Elementary SchoolGrades PK-50.1 mi
6/10
6/10

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Kitchen Without Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 4104350251090000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,French Doors
  • Topography of land: Level
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 9,147 sqft
  • Features: Paved,Cable TV,Deck,Fenced-Fully,Gas Available,Outbuildings,Patio

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Avalanche
Earthquake
Inland Flooding
Ice Storm
Cold Wave
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$97$1,164
Property Taxes $266$3,192
Electricity $149$1,793
Total$2,281$27,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,205/yr
40% on housing$68,430/yr
45% on housing$60,826/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 98295$122
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98295$284
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$339,500
2026-07-31Price change$349,999
2026-07-22Listed for sale$365,500
2026-07-22Listing removed$384,900
2026-07-17Listed for sale$384,900
2022-10-07Sold$325,000
2022-09-05Pending sale$335,000
2022-08-30Listed for sale$335,000
2019-04-09Sold$205,000
2013-07-24Sold$125,000
2013-07-18Pending sale$129,000
2013-03-31Price change$129,000
2012-09-26Price change$138,000
2012-08-08Listed for sale$149,900
2006-06-30Sold$155,280
2005-01-26Sold$107,000

For Sale by Agent

AgentLaurie Kelly
BrokerageeXp Realty

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