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1521 Roosevelt Way, Point Roberts, WA, 98281

6beds
5baths
6,168sqft
$690,000
$112price/sqft
$4,467/moest. monthly cost
$178,680/yrincome needed

About This Home

Rare Point Roberts Estate Property - Incredible Setting, Endless Potential. Welcome to a truly rare offering in Point Roberts - a completely private estate spanning over 1.5 acres, comprised of two separately subdivided lots. While the home could use some updating, the potential here is nothing short of extraordinary. Whether you're looking to create a family legacy retreat, develop a bed and breakfast, or simply enjoy an expansive private residence, this property has the space, layout, and character to make it happen. The primary home is immense - you may need GPS just to navigate it! With six bedrooms, four full bathrooms, a powder room, and two full kitchens, there's room for everyone and everything. At its heart lies a spectacular 2,000 sq ft atrium/courtyard - perfect for weddings, events, or gatherings of any kind. The home also features a massive formal living room ideal for hosting concerts or recitals, a cozy sitting room, two airtight wood stove fireplaces, a huge workshop, and a triple garage. Outdoor living is just as generous, with nearly 1,000 square feet of paved patio space, multiple decks, and a gated circular driveway offering ample parking for several vehicles and RVs. The second lot includes a detached single-car garage, an expansive lawn, fire pit, and 19 mature fruit trees - including cherry, pear, plum, apple, and Chinese pear - all nestled within established landscaping for privacy. There is also an opportunity to purchase a third, wooded lot directly to the east, expanding the estate to approximately 2.33 acres. This is your chance to breathe new life into a one-of-a-kind property. Bring your vision and let your creativity take flight. Don't miss the online video tour!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Blaine Middle SchoolGrades 6-815.2 mi
6/10
Blaine High SchoolGrades 9-1215.2 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt,Tile
  • Construction materials: Frame,Stucco Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum,Tile
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 6,168

Heating

  • Heating features: Electric,Radiant

Interior Area

  • Total structure area: 6,168
  • Total interior livable area: 6,168 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 415334161225 & 415334144225
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Patio,Covered Porch,Deck
  • Has view: Yes
  • View description: Street,Wooded

Lot

  • Lot size: 1.56 Acres
  • Features: Corner,Room For Tennis,Trees

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$119$1,428
Property Taxes $438$5,256
Electricity $421$5,062
Total$4,467$53,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,154/yr
40% on housing$134,010/yr
45% on housing$119,120/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 98281$241
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98281$329
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$690,000
2026-06-29Listed for sale$690,000
2026-01-01Listing removed$799,000
2025-06-11Listed for sale$799,000
2024-10-17Listing removed$799,000
2024-09-05Contingent$799,000
2024-06-22Listed for sale$799,000
2024-01-14Listing removed--
2023-09-11Listing removed$699,000
2023-08-09Listed for sale$699,000
2017-10-26Sold$388,000
2017-10-26Pending sale$420,000
2017-09-16Listed for sale$420,000

For Sale by Agent

AgentGreg Heppner
BrokerageNational Real Estate Point Roberts

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