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10 Trout Ln, Naches, WA, 98937

3beds
2baths
1,436sqft
$225,000
$157price/sqft
$1,755/moest. monthly cost
$70,200/yrincome needed

About This Home

Unlock the Potential in Rimrock Retreat! Bring your vision and transform this 3 bedroom, 2 bath home into something truly special. Nestled in the peaceful Rimrock Retreat community, just steps from the scenic Tieton River and within walking distance of the Trout Lodge Motel & Restaurant, this property offers an incredible opportunity for investors, vacation home buyers, or anyone looking to build equity. Priced to reflect the work needed, this home is a rare chance to create significant value in a desirable recreational area. Whether you envision a charming vacation rental, income-producing Airbnb, long-term rental, or your own year-round mountain retreat, the possibilities are endless. Unlike many nearby properties, this is private land, not U.S. Forest Service land, offering added ownership benefits and flexibility. With the right updates and a little imagination, this diamond in the rough could become one of the area's standout properties. The seller is unable to make repairs, and the property is being sold AS IS, WHERE IS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
7/10
Naches Valley High SchoolGrades 9-1214.4 mi
5/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Propane,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,436
  • Total interior livable area: 1,436 sqft

Property

Details

  • Parcel number: 15142932003, 15142932448
  • Zoning description: RS - Rural Settlemt

Lot

  • Lot size: 0.35 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Off Street,Shared Driveway
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Avalanche
Cold Wave
Earthquake
Hail
Winter Weather

FEMA Declared Disasters in Yakima County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$107$1,284
Property Taxes $362$4,344
Electricity $149$1,793
Total$1,755$21,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,171/yr
40% on housing$52,650/yr
45% on housing$46,800/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 98937$187
Yakima County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 98937$307
Yakima County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$225,000
2025-08-12Listing removed--
2025-05-14Listed for sale$295,000
1990-03-31Sold$54,300

For Sale by Agent

AgentCheri A. Daniels
BrokerageHomeSmart Elite Brokers - Yakima

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