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400 1st St, White Swan, WA, 98952

3beds
2baths
1,431sqft
$260,000
$182price/sqft
$1,880/moest. monthly cost
$75,200/yrincome needed

About This Home

Move-in ready and beautifully updated! This charming 3-bedroom, 2-bath home features an open-concept layout. Recent updates include new carpet, newer appliances, and updated flooring throughout. The property also offers a detached garage and plenty of potential to make it your own. An excellent opportunity for first-time homebuyers or anyone looking for a well-maintained home ready for its next owner.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Harrah Elementary SchoolGrades PK-69.2 mi
2/10
1/10
White Swan High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,431
  • Total interior livable area: 1,431 sqft

Property

Details

  • Parcel number: 17100532464
  • Zoning description: R1 - Single Fam Res

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Hail
Wildfire
Avalanche
Heat Wave
Inland Flooding
Landslide
Winter Weather
Earthquake

FEMA Declared Disasters in Yakima County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$257$3,084
Property Taxes $160$1,920
Electricity $149$1,793
Total$1,880$22,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,457/yr
40% on housing$56,400/yr
45% on housing$50,133/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 98952$196
Yakima County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 98952$227
Yakima County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-15Listed for sale$275,000
2026-02-13Sold$115,507
2025-08-27Listed for sale$142,500
2025-08-11Pending sale$142,500
2025-08-04Price change$142,500
2025-07-28Price change$172,900
2025-06-27Price change$180,000
2025-05-19Listed for sale$209,900
2024-03-08Sold$190,000
2021-07-23Sold$241,500
2021-04-24Contingent$239,000
2021-03-12Listed for sale$239,000
2020-07-20Sold$49,900
2020-06-30Pending sale$49,900
2020-05-19Listed for sale$49,900
2020-01-01Listing removed$65,000
2019-10-30Price change$65,000
2019-09-07Price change$70,000
2019-08-11Price change$80,000
2019-07-23Price change$90,000
2019-06-15Listed for sale$100,000
2019-06-10Sold$20,000

For Sale by Agent

AgentLiz Delgado
BrokerageJohn L Scott Yakima

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