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109 N 7th St, Yakima, WA, 98901

4beds
2baths
2,281sqft
$285,000
$125price/sqft
$2,007/moest. monthly cost
$80,280/yrincome needed

About This Home

This spacious 1910 home combines classic character with thoughtful updates throughout. Original woodwork adds warmth and charm, while abundant windows fill the home with natural sunlight. The main floor features one bedroom and one full bathroom, offering convenient single-level living options. Three additional bedrooms are located on the second floor, providing plenty of space for family, guests, or a home office. Over the years, the owner has completed numerous improvements, including: flooring on main-floor, plumbing, remodeled main-floor bathroom, living room lighting, gas stove in the living room, dishwasher, stove, countertops, main water heater plus supplemental kitchen water heater and blown-in insulation. Outside, you'll find a detached one-car garage with ample room for storage, hobbies, or a workshop.

Getting Around

69
WalkingSomewhat Walkable
33
TransitSome Transit
63
BikeBikeable

Schools

5/10
3/10
Washington Middle SchoolGrades 6-80.7 mi
4/10
Davis High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter,See Remarks
  • Roof: Composition
  • Construction materials: Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Wood,Laminate

Heating & Cooling

  • Heating features: Electric,Gas,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,281
  • Total interior livable area: 2,281 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 19131912455
  • Zoning description: R1 - Single Fam Res
  • Exclusions: none

Features

  • Fencing: Back Yard

Lot

  • Lot size: 6,969 sqft
  • Features: Level,Cul-De-Sac

Parking

  • Total spaces: 1
  • Parking features: Detached,Alley Access
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Winter Weather

FEMA Declared Disasters in Yakima County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$104$1,248
Property Taxes $306$3,672
Electricity $156$1,872
Total$2,007$24,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,811/yr
40% on housing$60,210/yr
45% on housing$53,520/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 98901$150
Yakima County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 98901$195
Yakima County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$285,000
2026-06-24Listed for sale$295,000
2013-05-13Sold$79,000
2013-01-18Listing removed$98,000
2012-07-25Price change$98,000
2012-05-10Price change$102,000
2012-02-22Price change$107,000
2011-11-05Price change$112,000
2011-09-07Listed for sale$119,000

For Sale by Agent

AgentMayra A. Nulph
BrokerageBerkshire Hathaway HomeServices Central Washington Real Estate

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