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11615 E 38th St S, Independence, MO, 64052

2beds
1baths
1,311sqft
$245,000
$187price/sqft
$1,906/moest. monthly cost
$76,240/yrincome needed

About This Home

Lovely home on a beautiful over-sized lot. 3-bedroom house was converted to a 2-bedroom home with an enlarged bathroom and main floor laundry with accessibility in mind. Garage was converted to extend the living space inside. Tile floors, roll-in shower, wide doorways, ramp from driveway to deck to side door. Top quality updates. Pull-out shelves in kitchen cabinets and pantry. Home and yard has been meticulously maintained. Hardyboard exterior siding. Marvin replacement windows & custom window coverings. Lot is almost an acre and extends well beyond the white fence. Backs to city-maintained green space. Mature trees provide lots of shade near the house. There is sunny space for gardening, too. Dusk-to-dawn lighting on the house. Sprinkler system. Composite deck. Security system. Insulation added in attic. Outlet for electric cars. Truly a one-of-a-kind. Don't miss this opportunity.

Getting Around

24
WalkingCar-Dependent
26
TransitSome Transit
12
BikeSomewhat Bikeable

Schools

6/10
3/10
Raytown Middle SchoolGrades 6-81.9 mi
2/10
Raytown Sr. High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Composition
  • Construction materials: Frame,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Washer
  • Laundry features: In Bathroom,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Walk-Out Access

Bathroom1

  • Features: Ceramic Tiles
  • Level: Main

Bedroom1

  • Features: Natural Stone Floor
  • Level: Main

Bedroom2

  • Features: Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Features: Built-in Features,Natural Stone Floor
  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Thermal Windows
  • Flooring: Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,311

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,311
  • Total interior livable area: 1,311 sqft

Kitchen

  • Features: Natural Stone Floor
  • Level: Main

Laundry

  • Features: Ceramic Tiles
  • Level: Main

Living Room

  • Features: Natural Stone Floor
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Full Bath,Accessible Bedroom,Accessible Central Living Area,Accessible Doors,Accessible Entrance,Accessible Hallway(s),Accessible Kitchen,Accessible Washer/Dryer

Details

  • Parcel number: 33320080400000000

Features

  • Patio & porch: Deck,Patio
  • Fencing: Other

Lot

  • Lot size: 0.94 Acres
  • Features: Adjoin Greenspace,Estate Lot,Level

Parking

  • Parking features: Electric Vehicle Charging Station(s),Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$297$3,564
Property Taxes $230$2,760
Electricity $141$1,693
Total$1,906$22,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,348/yr
40% on housing$57,180/yr
45% on housing$50,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 64052$99
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64052$137
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$245,000
2018-10-16Sold--

For Sale by Agent

AgentBeth Franklin
BrokerageKeller Williams Platinum Prtnr

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