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2800 Reed Town Rd, Utica, MS, 39175

3beds
2baths
1,463sqft
$269,999
$185price/sqft
$1,980/moest. monthly cost
$79,200/yrincome needed

About This Home

This charming 3 bed, 1.5 bath house in Utica, MS is perfect for those looking for a peaceful country retreat. Situated on 10 acres of fenced-in land, this property offers plenty of space for outdoor activities and privacy. The house itself features a cozy living room, a nice kitchen with modern appliances, and three comfortable bedrooms. Outside, you'll find a barn and workshop, perfect for storing tools, equipment, or housing livestock. The expansive land surrounding the house is perfect for gardening, raising animals, or simply enjoying the great outdoors. Don't miss your chance to own this lovely property in rural Hinds county, Reedtown, MS. Contact us today to schedule a viewing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Raymond High SchoolGrades 9-1218.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Masonry - Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,463

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,463
  • Total interior livable area: 1,463 sqft

Property

Details

  • Parcel number: 496442
  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 10 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Strong Wind
Tornado
Cold Wave
Drought
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Hinds County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$262$3,144
Property Taxes $161$1,932
Electricity $192$2,304
Total$1,980$23,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,885/yr
40% on housing$59,400/yr
45% on housing$52,800/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 39175$110
Hinds County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 39175$143
Hinds County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-02Listed for sale$269,999

For Sale by Agent

AgentAustin Sills
BrokerageOpen Season Properties, LLC

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