1052 Pine Rd, Bay City, MI, 48706
About This Home
Bangor Twp. Just a short walk to the Saginaw Bay. Bring your DIY ideas and make this efficient, one-bed, one-bath accessible cottage your own! Newer replacement windows, walk-in shower, marble countertops. Handicap ramp is not attached to house and can easily be removed if not needed. Estate, utilities are turned off, seller says water meter froze over the winter. Property being sold "as is"
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Construction materials: Vinyl Siding,Vinyl Trim
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator,Gas Water Heater
- Laundry features: Laundry Room
Basement
- Basement: None,Crawl Space
Bathroom
- Features: Not Applicable
Bathroom1
- Features: Vinyl
- Level: Main
- Area: 64
Bedroom1
- Features: Carpet
- Level: Main
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 656
Heating & Cooling
- Heating features: Boiler,Natural Gas
- Cooling features: Ceiling Fan(s),None
Interior Area
- Total structure area: 656
- Total interior livable area: 656 sqft
Kitchen
- Features: Vinyl
- Level: Main
- Area: 96
Living Room
- Features: Carpet
- Level: Main
- Area: 192
Property
Accessibility
- Accessibility features: Wheelchair Access,Accessibility Features,Accessible Approach with Ramp,Accessible Entrance,Accessible Full Bath,Accessible Doors
Details
- Parcel number: 01000310005500
- Zoning description: Residential
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Waterfront features: None
- Frontage type: Road
- Frontage length: 40
Lot
- Lot size: 0.90 Acres
- Lot size dimensions: 40 x 100
Parking
- Total spaces: 2
- Parking features: 2 Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $379 | $4,548 |
| Home Insurance * | $45 | $540 |
| Property Taxes | $81 | $972 |
| Electricity | $188 | $2,259 |
| Total | $693 | $8,316 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $75,000 |
For Sale by Agent
View on Zillow