See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3717 Kawkawlin River Dr, Bay City, MI, 48706

5beds
3baths
3,055sqft
$700,000
$229price/sqft
$5,058/moest. monthly cost
$202,320/yrincome needed

About This Home

Welcome to waterfront living at its finest! This beautifully updated 5 bedroom, 2.5 bathroom, two story property offers the perfect combination of modern comfort and serene riverfront living. Situated on 100 feet of the Kawkawlin River, this property features a seawall and private dock, making it easy to spend your days boating, fishing or simply enjoying the water. The calm ride to the mouth of the Saginaw Bay provides quick access to endless recreational opportunities. Inside you'll find a fully updated interior with spacious living areas designed for both everyday living and entertaining. The spacious second story loft above the garage offers huge amounts of storage and convenience. Outside, the meticulously maintained yard and pristine landscaping create a beautiful setting for relaxing or hosting family or friends while taking in the peaceful waterfront views. Don't miss your opportunity to own this stunning riverfront property! Schedule your showing today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Bangor Central SchoolGrades PK-50.7 mi
7/10
John Glenn High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: First Floor Laundry

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Engineered Hardwood
  • Level: First
  • Area: 54

Bathroom2

  • Features: Engineered Hardwood
  • Level: Second
  • Area: 54

Bedroom1

  • Features: Engineered Hardwood
  • Level: First
  • Area: 372

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 156

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 168

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 182

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 144

Family Room

  • Features: Engineered Hardwood
  • Level: First
  • Area: 437

Features

  • Flooring: Hardwood,Ceramic Tile,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Living Room,Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,055

Heating & Cooling

  • Heating features: Boiler,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,055
  • Total interior livable area: 3,055 sqft

Kitchen

  • Level: First
  • Area: 165

Living Room

  • Features: Engineered Hardwood
  • Level: First
  • Area: 247

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 01000510045000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Built-in Barbecue,Lawn Sprinkler
  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: Water,River
  • On waterfront: Yes
  • Waterfront features: River Front,Seawall,Waterfront
  • Frontage length: 100

Lot

  • Lot size: 0.56 Acres
  • Features: Deep Lot - 150+ Ft.
  • Lot size dimensions: 100 x 246

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$422$5,064
Property Taxes $764$9,168
Electricity $333$3,998
Total$5,058$60,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,417/yr
40% on housing$151,740/yr
45% on housing$134,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 48706$147
Bay County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 48706$121
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$700,000
2021-02-24Listing removed--
2020-09-04Sold$314,900
2020-07-12Pending sale$314,900
2020-05-09Price change$314,900
2020-03-06Price change$317,900
2020-02-27Price change$318,900
2019-10-28Price change$329,900
2019-10-25Price change$334,900
2019-09-12Price change$349,900
2019-08-12Price change$369,900
2019-06-20Price change$375,900
2019-06-14Price change$375,000
2019-06-07Listed for sale$379,000
2016-12-13Listing removed$269,900
2016-06-08Sold$269,900
2016-05-09Pending sale$269,900
2016-04-25Listed for sale$269,900
2015-09-28Listing removed$279,900
2015-09-10Pending sale$279,900
2015-07-25Listed for sale$279,900
2015-07-24Pending sale$279,900
2015-06-18Price change$279,900
2015-05-20Listed for sale$297,900

For Sale by Agent

AgentCesar Ortega
BrokerageAyre/Rhinehart Bay REALTORS

Similar Homes