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3322 Old Kawkawlin Rd, Bay City, MI, 48706

2beds
1baths
1,140sqft
$485,000
$425price/sqft
$3,787/moest. monthly cost
$151,480/yrincome needed

About This Home

this home sells as part of a larger package with a total of 6.09 acers. including Terry's Auto Parts A great opportunity includes this house a watchman's house, one bedroom 165 cars at time of listing a frame machine with attachments a newer car hoist over 2100 sq ft of Garage space. salvage license over 30 years of good will.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
7/10
John Glenn High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Laminate
  • Level: First
  • Area: 104

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 154

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Laminate
  • Level: First
  • Area: 120

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,140

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Kitchen

  • Features: Laminate
  • Level: First
  • Area: 100

Living Room

  • Features: Carpet
  • Level: First
  • Area: 260

Property

Details

  • Parcel number: 01000630007500
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Frontage type: Road
  • Frontage length: 75

Lot

  • Lot size: 1.30 Acres
  • Lot size dimensions: 75 x 950

Parking

  • Total spaces: 1.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$292$3,504
Property Taxes $855$10,260
Electricity $188$2,259
Total$3,787$45,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,840/yr
40% on housing$113,610/yr
45% on housing$100,986/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$425This listing

vs Other Active Listings

Avg $/sqft

ZIP 48706$146
Bay County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 48706$121
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-16Listed for sale$485,000

For Sale by Agent

AgentThomas Ciaciuch
BrokerageBay Valley Realty

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