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3792 Wheeler Rd, Bay City, MI, 48706

3beds
2baths
1,386sqft
$215,000
$155price/sqft
$1,638/moest. monthly cost
$65,520/yrincome needed

About This Home

If you are looking for a little piece of country with all the conveniences of the city, this home is the one for you. The home has been well maintained and cared for and offers many amenities. 1st fl master, 2 good size bedrooms on the 2nd fl and a 1/2 bath rm. The kitchen has been updated with corian counters, cabinets w/pull out drawers, lazy susan, plenty of cabinet space, and all appliances stay, including ref in bsmt. LR has a gas FP, there is a den off the LR that was used as an office, the rm sides to the master, you could enlarge the master bedroom and add a bath. There are extra storage areas in the bedrooms and all including the attic, have lights. The basement also has great space to work with to do whatever you want, the potential is limitless. There is an enclosed porch off the kitchen that looks out to the beautiful property. The home sits on a beautiful manicured lawn which also includes scheduled fertilization and paid though the end of the season. There is a shed that has electricity and a loft, there is another little shed that has not been used in years. Other amenities include newer windows, furnace & AC, whole house generator and the lawnmower stays with the home. Another important positive amenity is that it is in the Bangor school district. This home is truly a gem, seller loves the home, hates to have to leave it, but it is time for a new owner.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Bangor Central SchoolGrades PK-50.4 mi
7/10
John Glenn High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Basement,Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built In Electric Range,Dishwasher,Dryer,Free Standing Refrigerator,Microwave,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 140
  • Dimensions: 10 X 14

Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 13 X 14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,386

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,386 sqft

Kitchen

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Library

  • Level: Entry
  • Area: 90
  • Dimensions: 10 X 9

Living Room

  • Level: Entry
  • Area: 228
  • Dimensions: 19 X 12

Other

  • Level: Entry

Other

  • Level: Second

Primary Bedroom

  • Level: Entry
  • Area: 117
  • Dimensions: 9 X 13

Property

Details

  • Parcel number: 0901000820001000
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Enclosed,Porch
  • Fencing: Fencing Allowed

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 134 x 330130 x 330

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Attached,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$129$1,548
Property Taxes $234$2,808
Electricity $188$2,259
Total$1,638$19,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,160/yr
40% on housing$49,140/yr
45% on housing$43,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 48706$149
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48706$121
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$215,000

For Sale by Agent

AgentJosephine F Baker
BrokeragePreferred, Realtors® Ltd

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