909 N Chilson St, Bay City, MI, 48706
About This Home
Charming on Chilson! This classic 3-bedroom, 1.5 bathroom, ranch-style home is update-ready. Perfectly nestled on a dead-end street, in the heart of Bay City and within Bangor Township Schools. Step inside the spacious living room where the large stone fireplace serves as the ultimate cozy centerpiece. Featuring bedrooms with unique built-in storage solutions, and the ultimate everyday convenience: first-level laundry. The enormous basement offers endless possibilities for storage, a home gym or recreation area. Outside, the property shines with lovely front landscaping and ornamental trees. Complete with a massive attached garage offering plenty of room for vehicles and projects. This Bay City gem is designed for easy, comfortable living and waiting for you to make it your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Basement
- Construction materials: Aluminum Siding,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator,Gas Water Heater
- Laundry features: First Floor Laundry
Basement
- Has basement: Yes
- Basement: Block,Full,Unfinished
Bathroom1
- Features: Vinyl
- Level: First
- Area: 63
Bedroom1
- Features: Carpet
- Level: First
- Area: 110
Bedroom2
- Features: Vinyl
- Level: First
- Area: 117
Bedroom3
- Features: Vinyl
- Level: First
- Area: 104
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 100
Features
- Sump Pump
- Window features: Bay Window(s)
- Flooring: Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,158
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,250
- Total interior livable area: 1,158 sqft
Kitchen
- Features: Vinyl
- Level: First
- Area: 81
Living Room
- Features: Carpet
- Level: First
- Area: 216
Property
Details
- Parcel number: 0901001730033500
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Frontage type: Road
- Frontage length: 95
Lot
- Lot size: 0.25 Acres
- Features: Cul-De-Sac,Walk to School,City Lot
- Lot size dimensions: 95 x 114
Parking
- Total spaces: 2
- Parking features: Attached,Electric in Garage,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $844 | $10,128 |
| Home Insurance * | $100 | $1,200 |
| Property Taxes | $321 | $3,852 |
| Electricity | $188 | $2,259 |
| Total | $1,453 | $17,436 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $167,000 |
| 2026-07-31 | Listed for sale | $167,000 |
| 1978-08-01 | Sold | $52,900 |
For Sale by Agent
View on Zillow