182 River Trail Dr, Bay City, MI, 48706
About This Home
Charming ranch-style home featuring 1 bedroom, 1 full bath, and incredible potential! Enjoy a freshly updated main level boasting brand-new flooring throughout and a beautifully remodeled kitchen. Upstairs, you will find a spacious loft waiting for your finishing touches—just needs paint and flooring to become a perfect second bedroom, home office, or bonus space. All appliances stay, including the refrigerator, washer, and dryer! Outside offers a low-maintenance, manageable yard. The home needs just a little extra love to truly shine, making it an excellent opportunity for first-time buyers or investors. Best of all, the seller is willing to help the property comply with FHA/VA guidelines with an accepted purchase agreement. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,102
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,102
- Total interior livable area: 1,102 sqft
Property
Details
- Parcel number: 010B1000700300
- Special condition: Private
Features
- Levels: One and One Half
- Stories: 1
- Frontage type: Road
- Frontage length: 60
Lot
- Lot size: 6,098 sqft
- Lot size dimensions: 60 x 100
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $378 | $4,536 |
| Home Insurance * | $45 | $540 |
| Property Taxes | $81 | $972 |
| Electricity | $188 | $2,259 |
| Total | $692 | $8,304 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $70,000 |
| 2026-07-28 | Price change | $74,900 |
| 2026-07-03 | Listed for sale | $80,900 |
| 2025-02-26 | Sold | $50,668 |
| 2023-12-15 | Sold | $50,001 |
| 2023-11-15 | Pending sale | $53,000 |
| 2023-11-09 | Listed for sale | $53,000 |
View on Zillow