4805 Three Mile Rd, Bay City, MI, 48706
About This Home
Welcome to 4805 3 Mile Road. This inviting 3-bedroom, 1.5-bath home sits on just over half an acre, offering plenty of space while keeping you close to everything Bay City has to offer, including dining, shopping, entertainment, and schools, with easy highway access for commuting. Inside, you'll find a spacious kitchen, a practical and well-designed layout, and the convenience of main-floor laundry. Large windows throughout the home fill the space with natural light, creating a warm and welcoming atmosphere.Don't miss your opportunity to make this house your home--schedule your private showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Michigan Basement
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,332
- Total interior livable area: 1,332 sqft
Property
Details
- Parcel number: 0910002430012000
- Zoning description: Res
Features
- Stories: 2
Lot
- Lot size: 0.53 Acres
- Lot size dimensions: 81 x 274 x 84 x 260
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Inland Flooding
- Tornado
- Hail
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $642 | $7,704 |
| Home Insurance * | $76 | $912 |
| Property Taxes | $138 | $1,656 |
| Electricity | $188 | $2,259 |
| Total | $1,044 | $12,528 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $127,000 |
| 2026-07-08 | Price change | $132,000 |
| 2026-06-17 | Listed for sale | $140,000 |
| 2026-06-14 | Pending sale | $140,000 |
| 2026-06-10 | Price change | $140,000 |
| 2026-05-19 | Price change | $150,000 |
| 2026-05-05 | Pending sale | $155,000 |
| 2026-05-01 | Price change | $155,000 |
| 2026-04-16 | Listed for sale | $160,000 |
| 2026-03-16 | Sold | $90,000 |
| 2021-03-09 | Sold | $70,000 |
| 2012-07-23 | Sold | $64,900 |
| 2008-08-11 | Sold | $52,900 |
| 2007-09-05 | Sold | $54,222 |
View on Zillow