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5620 W Spring Knoll Dr, Bay City, MI, 48706

3beds
3baths
2,238sqft
$360,000
$161price/sqft
$2,674/moest. monthly cost
$106,960/yrincome needed

About This Home

Enjoy easy carefree living in this beautiful, well maintained, and spacious stand alone condo with 3 bedrooms and 3 full baths. The main floor offers the convenience of a new washer and dryer, new cook top stove, wall oven, and microwave. You'll love relaxing in the large living room/dining room combo. Enjoy peaceful pond views or cozying up by the fireplace on chilly days. Downstairs there is a spacious family room space along with an extra large bedroom. Lots of storage and full bath making this an ideal area for your home office, gym, or entertainment space. With a new A/C unit and a new roof installed in 2023, you can move in with confidence and peace of mind. Add in the formal dining room, breakfast nook, and built-in speakers throughout the home and you've got the perfect place to relax, entertain, and truly feel right at home. There is also a huge multi-level deck off the dining room!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
7/10
Western Middle SchoolGrades 6-87.6 mi
6/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Cooktop,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished Rooms

Bedroom2

  • Level: Main
  • Area: 143

Bedroom3

  • Level: Lower
  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Lower
  • Area: 323

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Breakfast Nook,Granite Counters,Kitchen Island,Cable TV,High Speed Internet
  • Window features: Blinds,Drapes
  • Flooring: Luxury Vinyl Plank,Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 601
  • Finished area above ground: 1,637

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 2,238 sqft

Kitchen

  • Level: Main
  • Area: 230

Living Room

  • Level: Main
  • Area: 513

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 240

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 100C115000101000
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Entry location: Limited Steps,First Floor Level
  • Patio & porch: Multi-Level Decking,Covered,Porch
  • Exterior features: Sprinkler System,Sidewalk
  • Has spa: Yes
  • Spa features: Bath
  • Waterfront features: Pond

Lot

  • Features: Level,Sloped,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Heated Garage,Concrete Floors,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Inland Flooding
Tornado
Hail
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$217$2,604
Property Taxes $393$4,716
Electricity $244$2,929
Total$2,674$32,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,680/yr
40% on housing$80,220/yr
45% on housing$71,306/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 48706$148
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48706$121
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$360,000
2026-06-05Price change$375,000
2026-01-21Listed for sale$399,000
2022-12-28Sold$338,000
2022-10-17Pending sale$338,000
2022-09-09Listed for sale$338,000
2021-09-27Sold$300,000
2021-09-14Pending sale$295,000
2021-08-20Listed for sale$295,000

For Sale by Agent

AgentGretchen Meeker
BrokerageCENTURY 21 SIGNATURE - Mt. Pleasant

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