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1006 Main St, Essexville, MI, 48732

4beds
2baths
1,478sqft
$129,900
$88price/sqft
$1,063/moest. monthly cost
$42,520/yrincome needed

About This Home

Money Maker on Main! Well maintained 2 Unit property. Lower Unit includes 3 bedrooms and 1 bath. Upper Unit includes 1 bed and 1 bath with a spacious living room/dining room area. Both units share additional basement storage plus there are 2 washer/dryer hookups available so each unit can have its own laundry. Appliances on site are available with the sale. Both units are currently on month to month leases. Tenants pay all utilities. Spacious driveway provides plenty of parking space.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
7/10
Garber High SchoolGrades 9-120.6 mi
--

Construction

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedroom1

  • Features: No

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating

  • Heating features: Forced Air,Space Heater

Interior Area

  • Total structure area: 1,478
  • Total interior livable area: 1,478 sqft

Property

Details

  • Parcel number: 170V1000800400
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Sidewalks
  • Frontage length: 85

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot
  • Lot size dimensions: 85 x 105

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$78$936
Property Taxes $141$1,692
Electricity $188$2,259
Total$1,063$12,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,445/yr
40% on housing$31,890/yr
45% on housing$28,346/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 48732$133
Bay County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48732$121
Bay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$124,900
2026-07-13Price change$129,900
2026-06-26Listed for sale$139,500
2026-06-15Pending sale$139,500
2026-05-29Listed for sale$139,500
2024-04-26Listing removed--
2024-04-11Listed for rent$895

For Sale by Agent

AgentMichael Meehleder
BrokerageAyre/Rhinehart Bay REALTORS

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