413 W 4th St, Pinconning, MI, 48650
About This Home
Move in ready ranch style 2 bedroom home with full basement and 1 car garage. Conveniently located in the heart of Pinconning, close to restaurants, shopping, Saginaw Bay, outdoor recreation. A few miles from some of the world's best fishing and Saganing Eagles Landing resort & Casino. Easy access to M-13/US-23, I-75 at the gateway area of northeastern Michigan. 2 hour drive from Detroit metro, Lansing, Port Huron, Mackinaw Bridge, Traverse City and more. New Wallside Windows installed in 2025 with Lifetime Warranty. New flooring in living room, new entry door and new door knobs and deadbolt locks. Low maintenance exterior and privacy fenced backyard. Steel roof, newer furnace, water heater, gutters with leaf guard protection. Perfect starter home, retiree home, affordable living at its best. Priced affordably in this limited inventory market.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1953
Materials
- Foundation: Block
- Roof: Metal/Steel
- Construction materials: Frame,Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Microwave,Washer,Dryer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Full,Daylight,Unfinished,Interior Entry
Bedroom2
- Area: 99
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 154
Features
- Drywall,Cable TV,High Speed Internet
- Window features: Curtain Rods
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,008
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,008
- Total interior livable area: 1,008 sqft
Kitchen
- Level: Main
- Area: 121
Living Room
- Level: Main
- Area: 294
Master Bathroom
- Features: Shared
Master Bedroom
- Level: Main
- Area: 144
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 180C0501400300
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Exterior features: Sidewalk
- Fencing: Fenced
- Has view: Yes
- View description: Seasonal View
- Waterfront features: None
Lot
- Lot size: 6,098 sqft
- Features: Cleared,Level,Subdivided
- Lot size dimensions: 60 x 100
Parking
- Total spaces: 1
- Parking features: Attached,Concrete Floors,Gravel,Private
- Has garage: Yes
- Attached garage spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $158 | $1,896 |
| Electricity | $188 | $2,259 |
| Total | $1,186 | $14,232 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-29 | Listed for sale | $155,000 |
| 2025-08-28 | Sold | $125,000 |
| 2025-08-01 | Pending sale | $125,000 |
| 2025-07-17 | Listed for sale | $125,000 |
| 2021-10-29 | Sold | $86,000 |
| 2021-09-02 | Pending sale | $85,000 |
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