10260 Swem St NE, Rockford, MI, 49341
About This Home
Wake up to beautiful Scram Lake views and 98 feet of waterfront! Set on a quiet corner of the lake, this 3-bedroom, 2-bath home is all about enjoying the best of lake living. Inside, enjoy the fully updated kitchen, open dining area, and inviting living space with a gas fireplace - perfect for everyday living and entertaining. Large windows and sliding doors bring in natural light and showcase the water, while the expansive deck puts you right where you want to be: overlooking the lake while enjoying morning coffee, gathering with friends, or watching the sunset. Thoughtful updates and a bright, welcoming interior make this home easy to settle into and enjoy. Outside, the oversized 2-stall garage and storage shed offer plenty of space for vehicles, lake gear, and all the extras that come with waterfront living - or even use as entertaining space! Whether you're looking for a year-round home or your own weekend escape. Come see why Scram Lake is the setting you've been waiting for.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Architectural style: Ranch
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer
- Laundry features: In Hall,Main Level
Basement
- Basement: Crawl Space
Bathroom1
- Level: Main
Bathroom2
- Level: Main
Bathroom3
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
Features
- Window features: Replacement
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas Log
- Fireplace: Yes
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 410818476025
- Zoning description: Res
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Scram Lake
Lot
- Lot size: 10,018 sqft
- Lot size dimensions: 98 x 132 x 97 x 147
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Heat Wave
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Kent County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $624 | $7,488 |
| Electricity | $188 | $2,259 |
| Total | $3,203 | $38,436 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $450,000 |
| 2026-06-05 | Price change | $475,000 |
| 2026-05-13 | Listed for sale | $500,000 |
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