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4994 Bluff Dr NE, Grand Rapids, MI, 49525

6beds
6baths
6,055sqft
$670,000
$111price/sqft
$5,097/moest. monthly cost
$203,880/yrincome needed

About This Home

PRICED BELOW JULY APPRAISAL Tucked away on a quiet cul-de-sac, this unassuming Cape Cod opens to more than 6,000 sq/ft of living space. A dramatic two-story foyer welcomes you to formal living & dining rooms, while the eat-in kitchen w/ scullery overlooks deck & ravine. Family room w/ 12-foot ceilings flows into sunroom. Main-floor primary suite w/ vaulted ceilings, ensuite bath & walk-in closet. Laundry, 2 powder rooms, & mudroom off 3 stall garage complete the main level. Upstairs - 3 bedrooms, each wi/ double closets, a full bath, & storage. Walkout lower level offers an ideal setup for multigenerational living or extended guests w/ spacious gathering room, fireplace, wet bar w/ full-size refrigerator, bedroom, full bath & flexible living areas. A rare bonus is separate lower-level office, 1/2 bath and work room with its own exterior entrance. , making it perfect for a home-based business or private workspace. An additional 800 square feet of unfinished storage with built-in shelving and a lower-level garage provide exceptional space for hobbies, an e-commerce business, woodworking, recreational equipment, or workshop needs. Well maintained and thoughtfully updated, this one-of-a-kind home offers the perfect combination of privacy, versatility, and room to grow in one of Northview's most desirable neighborhoods.

Getting Around

17
WalkingCar-Dependent
0
TransitNo Nearby Transit
11
BikeSomewhat Bikeable

Schools

8/10
Highlands SchoolGrades 5-60.7 mi
8/10
Crossroads Middle SchoolGrades 7-81.4 mi
7/10
Northview High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Microwave,Oven,Range,Refrigerator,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 3
  • 1/2 bathrooms: 3
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Wet Bar
  • Window features: Skylight(s),Window Treatments
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Living Room,Recreation Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,394
  • Total interior livable area: 6,055 sqft

Property

Details

  • Parcel number: 411027176011
  • Zoning description: Residential

Features

  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 0.42 Acres
  • Features: Ravine,Cul-De-Sac,Shrubs/Hedges
  • Lot size dimensions: 111 x 187

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$209$2,508
Property Taxes $841$10,092
Electricity $660$7,925
Total$5,097$61,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,754/yr
40% on housing$152,910/yr
45% on housing$135,920/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 49525$240
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49525$215
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$670,000
2026-07-08Listed for sale$689,000
2016-10-14Sold$392,500
2016-09-09Pending sale$399,900
2016-07-28Price change$399,900
2016-07-12Price change$419,900
2016-06-30Price change$429,900
2016-06-13Price change$449,000
2016-06-09Listed for sale$469,900
2007-12-20Sold$150,703

For Sale by Agent

AgentHeather Z Garbaty
BrokerageCrown Real Estate Partners Inc

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