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16716 E Us Highway 40, Independence, MO, 64055

6beds
2baths
3,250sqft
$425,000
$131price/sqft
$3,168/moest. monthly cost
$126,720/yrincome needed

About This Home

Zoned Commercial by city of independence, Zoned residential per jackson county. Building upper level divided into three separate units with entrances, handicap entrance, handi cap bathroom door. Front driveway has 4 marked parking spaces, upper level 3 bedroom, one full bath. West side attached studio efficiency apartment and center entrance upper shared utility space and laundry. Basement walkout with additional rear parking for 3 cars has 2 bedroom, large kitchen, shared full bath, dining room and utility room/laundry washer dryer, 1 bedroom nonconforming. Property previously used for travel nurses and medical staff in support of local hospitals from 2019 thru 2023 room rentals $850 - $1150/mo per bedroom. Over $215 k in yard and landscape additions including water features, decks and patios providing a private area for each room. Raised covered garden bed and beautiful Perennial flower beds. Serene and peaceful echoes of trickling waterfall and rushing water. Concord grape trellis and apple trees. Beautiful out building with the appearance of a cabin complete w wiring to store tools and equipment nestled in the backyard built in 2020. Main building updated plumbing, wiring, fixtures, siding flooring, doors and windows, new roof decking and architectural shingles installed May 2016. HVAC system updated wirh new AC unit installed 2023 and new 2 stage heater and ductwork installed in fall 2019. New lvp flooring Suite B and Suite A kitchen 2024.

Getting Around

37
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
Bridger Middle SchoolGrades 63.3 mi
4/10
Truman High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,250 sqft

Property

Details

  • Parcel number: 34420061300000000

Features

  • Exterior features: Vinyl,Wood
  • Has view: Yes
  • View description: Park,City

Lot

  • Lot size: 0.51 Acres

Parking

  • Total spaces: 7
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$371$4,452
Property Taxes $400$4,800
Electricity $248$2,978
Total$3,168$38,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,617/yr
40% on housing$95,040/yr
45% on housing$84,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 64055$170
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64055$143
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-19Listed for sale$425,000
2025-07-01Listing removed$450,000
2025-02-06Listed for sale$450,000
2003-11-06Sold--

For Sale by Owner

AgentProperty Owner

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