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850 Richmond St NW, Grand Rapids, MI, 49504

4beds
2baths
1,768sqft
$289,900
$164price/sqft
$2,018/moest. monthly cost
$80,720/yrincome needed

About This Home

Welcome to 850 Richmond in the heart of the west side of GR. This 4 bedroom 2 bath home has original hardwoods throughout. A spacious eat-in kitchen with abundant cabinet space, and a slider leading to the fenced backyard which is great for entertaining, pets, or play. The main floor primary bathroom is attached to the full bathroom. 3 bedrooms on the upper level with a 1/2 bath and extra storage room. The large basement offers plenty of storage, while the detached two-stall garage adds convenience and functionality. A great opportunity to enjoy classic character and practical living in a fantastic location which is almost directly across from Richmond Park.

Getting Around

72
WalkingVery Walkable
34
TransitSome Transit
52
BikeBikeable

Schools

2/10
Harrison Park AcademyGrades PK-80.3 mi
9/10
City High Middle SchoolGrades 7-121.5 mi
8/10

Construction

Condition

  • Year built: 1923

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Wood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,326
  • Total interior livable area: 1,768 sqft

Property

Details

  • Parcel number: 411314428003
  • Zoning description: RES

Features

  • Stories: 2
  • Patio & porch: Scrn Porch

Lot

  • Lot size: 4,791 sqft
  • Features: Sidewalk
  • Lot size dimensions: 43 x 107

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$108$1,296
Property Taxes $253$3,036
Electricity $192$2,314
Total$2,018$24,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,188/yr
40% on housing$60,540/yr
45% on housing$53,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 49504$170
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49504$191
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$289,900
2026-06-16Listed for sale$299,000
2023-06-21Sold$259,000
2023-04-17Pending sale$249,900
2023-04-07Listed for sale$249,900
2022-07-22Listing removed--
2022-07-12Listed for rent$2,000
2009-08-05Sold$64,900

For Sale by Agent

AgentRebecca L Zahm
BrokerageBellabay Realty (North)

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