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5100 River Ridge Ln, Hamilton, OH, 45011

4beds
4baths
2,799sqft
$409,000
$146price/sqft
$2,926/moest. monthly cost
$117,040/yrincome needed

About This Home

Major price improvement! Incredible value for a fully updated 4-bedroom home with over 3,000 square feet of finished living space. The home you've been waiting for is finally here! From the moment you walk in, you'll notice the difference, fresh designer finishes, updated baths, quartz countertops, luxury flooring, and spaces that feel both stylish and comfortable. The bright sunroom is perfect for morning coffee, the family room invites cozy evenings by the fireplace, and the finished lower level gives you the flexibility for movie nights, a home gym, office space, or guests due to the full closet and full bathroom! With 4 bedrooms, 3.5 baths, and extensive updates already completed, there's nothing left to do except move in and start making memories. Minutes to Liberty Center, Bridgewater Falls, dining, shopping, entertainment, and I-75. Priced to sell. Motivated seller. Don't miss one of Fairfield Township's best values.

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

6/10
Crossroads Middle SchoolGrades 6-86.6 mi
5/10
Fairfield High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Cooktop,Disposal,Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Finished,WW Carpet

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: First

Bathroom4

  • Features: Full
  • Level: Lower

Bedroom2

  • Level: Second
  • Area: 121

Bedroom3

  • Level: Second
  • Area: 121

Bedroom4

  • Level: Second
  • Area: 144

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Laminate Floor,Open,Walkout,Window Treatment
  • Level: First
  • Area: 192

Family Room

  • Features: Fireplace,Window Treatment,Laminate Floor
  • Area: 270

Features

  • Ceiling Fan(s),Recessed Lighting,Tech Wiring
  • Window features: Double Pane Windows,Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,799
  • Total interior livable area: 2,799 sqft

Kitchen

  • Features: Pantry,Quartz Counters,Counter Bar,Walkout,Gourmet,Window Treatment,Kitchen Island,Wood Cabinets,Laminate Floor
  • Area: 300

Living Room

  • Features: Window Treatment,Laminate Floor
  • Area: 144

Master Bathroom

  • Features: Shower,Double Shower,Tile Floor

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet,Window Treatment
  • Level: Second
  • Area: 252

Office

  • Area: 0

Property

Details

  • Parcel number: A0300165000010
  • Zoning description: Residential
  • Other equipment: Sump Pump w/Backup,Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6,150 sqft
  • Features: Wooded,Less than .5 Acre

Parking

  • Total spaces: 2
  • Parking features: On Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$163$1,956
Property Taxes $395$4,740
Electricity $300$3,602
Total$2,926$35,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,320/yr
40% on housing$87,780/yr
45% on housing$78,026/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 45011$167
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45011$176
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$409,000
2026-08-02Price change$409,000
2026-07-26Price change$425,000
2026-07-10Price change$439,000
2026-06-28Price change$479,900
2026-06-24Price change$514,900
2026-06-19Listed for sale$525,000
2022-04-19Sold$329,000
2022-02-28Pending sale$315,000
2022-02-25Listed for sale$315,000
2017-05-08Sold$266,067

For Sale by Agent

AgentChristina M. Murrell
BrokerageeXp Realty

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