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2046 Acton Rd NW, Grand Rapids, MI, 49504

4beds
3baths
2,259sqft
$399,900
$177price/sqft
$3,010/moest. monthly cost
$120,400/yrincome needed

About This Home

Nestled on a quiet street off Covell Avenue, this newly renovated Westside colonial offers the perfect balance of tranquil neighborhood living and downtown convenience. The turnkey interior features a spacious living room ideal for entertaining, alongside a sun-drenched multi-purpose room just off the kitchen. The upper level is thoughtfully designed with three bedrooms, including a generous primary ensuite with a walk-in closet, and two full baths. A fourth bedroom on the main floor adds flexibility, while the partially finished basement provides additional living space and ample storage. Outside, mature trees frame a serene back yard rarely found within city limits. Updated home features: new roof, new carpet (main floor), new garage door, quartz countertops, storage shed, fenced in back yard

Getting Around

25
WalkingCar-Dependent
31
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

8/10
5/10
Union High SchoolGrades 9-120.6 mi
2/10
Westwood Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement,Laundry Chute,See Remarks

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Pantry
  • Window features: Replacement,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Laminate,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Recreation Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 285

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,839
  • Total interior livable area: 2,259 sqft

Property

Details

  • Parcel number: 411322176002
  • Zoning description: Residential

Features

  • Stories: 2
  • Exterior features: Balcony,Play Equipment,Other
  • Fencing: Chain Link

Lot

  • Lot size: 0.28 Acres
  • Features: Wooded,Shrubs/Hedges
  • Lot size dimensions: 93' x 154' x 60' x 115'

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$149$1,788
Property Taxes $593$7,116
Electricity $246$2,956
Total$3,010$36,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,200/yr
40% on housing$90,300/yr
45% on housing$80,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 49504$170
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49504$191
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$389,000
2026-08-10Price change$394,900
2026-07-31Listed for sale$399,900
2016-02-26Sold$145,500
2016-01-29Pending sale$154,900
2016-01-19Listed for sale$154,900
2015-12-19Listing removed$164,900
2015-09-19Price change$164,900
2015-09-03Listed for sale$148,900
2008-08-18Sold$118,000

For Sale by Agent

AgentMark A DeSatterlee
BrokerageIcon Realty Group LLC

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