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973 Valley Ave NW, Grand Rapids, MI, 49504

2beds
1baths
698sqft
$200,000
$287price/sqft
$1,541/moest. monthly cost
$61,640/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1-bath home located on Valley Ave NW in Grand Rapids. This cozy property offers a functional layout with comfortable living spaces and a fully fenced backyard, perfect for outdoor enjoyment, pets, or entertaining. Whether you're a first-time homebuyer, looking to downsize, or seeking an investment opportunity, this home provides great potential in a convenient location close to local amenities. Seller reserves the right to call for highest and best. Buyers to verify all information.

Getting Around

68
WalkingSomewhat Walkable
31
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

2/10
Harrison Park AcademyGrades PK-80.9 mi
5/10
Union High SchoolGrades 9-120.8 mi
2/10
Westwood Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 698
  • Total interior livable area: 698 sqft

Property

Details

  • Parcel number: 411323131020
  • Zoning description: R1

Features

  • Stories: 1

Lot

  • Lot size: 3,920 sqft
  • Features: Sidewalk
  • Lot size dimensions: 41*100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$74$888
Property Taxes $268$3,216
Electricity $188$2,259
Total$1,541$18,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,834/yr
40% on housing$46,230/yr
45% on housing$41,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 49504$172
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49504$191
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$190,000
2026-05-28Price change$200,000
2026-05-09Listed for sale$215,000

For Sale by Agent

AgentLora Sandberg
BrokerageTurnkey Realty LLC

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