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850 3rd St NW, Grand Rapids, MI, 49504

2beds
1baths
1,010sqft
$169,900
$168price/sqft
$1,298/moest. monthly cost
$51,920/yrincome needed

About This Home

Nice 2 bedroom 1 bath home, ideal for owner occupancy or investor looking to expand their portfolio. The home and yard are in nice condition. Prime location with easy access to the expressways, close to downtown and near shopping, restaurants and schools. This property combines convenience with charm. Upstair level is esitmated SQ FT.

Getting Around

75
WalkingVery Walkable
40
TransitSome Transit
67
BikeBikeable

Schools

8/10
5/10
Union High SchoolGrades 9-121.1 mi
2/10
Westwood Middle SchoolGrades 6-80.9 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Shingle
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Kitchen,Washer Hookup

Basement

  • Basement: Crawl Space,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Pantry
  • Window features: Insulated Windows
  • Flooring: Laminate,Vinyl,Wood
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,010
  • Total interior livable area: 1,010 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 411323477014
  • Zoning description: Residential

Features

  • Stories: 2

Lot

  • Lot size: 1,742 sqft
  • Features: Sidewalk
  • Lot size dimensions: 32 x 57 ft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$63$756
Property Taxes $188$2,256
Electricity $188$2,259
Total$1,298$15,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,502/yr
40% on housing$38,940/yr
45% on housing$34,613/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 49504$172
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49504$191
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$189,230
2026-03-25Listed for sale$200,000
2025-04-22Listing removed$189,230
2025-01-02Listed for sale$189,230
2017-10-06Listing removed$782
2017-07-26Listed for rent$782
2014-02-12Sold$7,500
2013-10-16Price change$12,900
2013-08-29Listed for sale$15,900
2013-01-15Sold$18,500
2013-01-11Price change$24,900
2013-01-02Price change$19,990
2012-12-21Price change$24,900
2012-07-12Listed for sale$9,995
2011-11-10Listing removed$9,995
2011-04-14Listed for sale$9,995
2011-02-06Listing removed$12,900
2011-01-08Listed for sale$12,900
2010-08-09Sold$4,000
2010-04-12Sold$9,500
2009-12-20Listing removed$12,255
2009-12-19Listed for sale$12,255
2009-10-06Sold$28,958

For Sale by Agent

AgentTyler C Jackson
BrokerageFive Star Real Estate (Main)

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