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740 12th St NW, Grand Rapids, MI, 49504

3beds
2baths
1,243sqft
$185,000
$149price/sqft
$1,438/moest. monthly cost
$57,520/yrincome needed

About This Home

Great opportunity to get into your first home! Affordable, and located just off the bus line. Solid mechanicals. Maintenence-free exterior. New kitchen appliances. Large, open spaces with tall ceilings. Great, off-street parking 2+. Fresh, updated bath on the main floor. Offers reviewed at noon 7/29.

Getting Around

83
WalkingVery Walkable
38
TransitSome Transit
60
BikeBikeable

Schools

2/10
Harrison Park AcademyGrades PK-80.5 mi
5/10
Union High SchoolGrades 9-121.4 mi
2/10
Westwood Middle SchoolGrades 6-81.3 mi

Construction

Condition

  • Year built: 1870

Materials

  • Roof: Composition
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Storms
  • Flooring: Wood
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 880
  • Total interior livable area: 1,243 sqft

Property

Details

  • Parcel number: 411324104017
  • Zoning description: R1

Features

  • Stories: 2

Lot

  • Lot size: 1,742 sqft
  • Features: Level,Sidewalk,Shrubs/Hedges
  • Lot size dimensions: 39 x 53

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$69$828
Property Taxes $246$2,952
Electricity $188$2,259
Total$1,438$17,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,302/yr
40% on housing$43,140/yr
45% on housing$38,346/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 49504$172
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49504$191
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$185,000
2026-07-07Price change$195,000
2026-06-24Listed for sale$215,000
2022-09-22Listing removed--
2022-09-06Listed for rent$1,400
2022-08-11Listing removed--
2022-08-10Listed for rent$1,400
2017-03-12Listing removed$1,025
2017-03-02Price change$1,025
2017-02-20Listed for rent$1,075
2014-08-15Sold$22,000
2010-09-20Sold$12,000
2010-08-01Price change$13,500
2010-07-25Listed for sale$15,900
2008-10-23Sold$9,500
2007-11-05Sold$69,912
2001-01-26Sold$37,500

For Sale by Agent

AgentJeffrey M Blahnik
BrokerageFive Star Real Estate (Main)

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