See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

21 Gold Ave NW, Grand Rapids, MI, 49504

3beds
2baths
1,525sqft
$240,000
$157price/sqft
$1,681/moest. monthly cost
$67,240/yrincome needed

About This Home

Welcome home to this stunning, fully remodeled 3 bed 2 bath home that combines modern updates with a convenient location. Recent improvements include new windows, doors, and floor coverings throughout, creating a fresh, move-in-ready living space. Enjoy the convenience of being just blocks from downtown activities and close to the colleges as well making it an excellent option for homeowners, students, or investors alike. With its stylish updates, comfortable layout, and prime location, this property offers the perfect blend of charm, convenience, and value. Don't miss your opportunity to own this beautifully updated home in the heart of it all. Buyer or Buyer's Agent to verify all information.

Getting Around

87
WalkingVery Walkable
54
TransitGood Transit
78
BikeVery Bikeable

Schools

4/10
Sibley SchoolGrades PK-50.4 mi
8/10

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,In Bathroom,Upper Level,Washer Hookup

Basement

  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Window features: Replacement
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,525
  • Total interior livable area: 1,525 sqft

Property

Details

  • Parcel number: 411325164010
  • Zoning description: TN LDR

Features

  • Stories: 2

Lot

  • Lot size: 3,049 sqft
  • Features: Level
  • Lot size dimensions: 33 x 90

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$89$1,068
Property Taxes $191$2,292
Electricity $188$2,259
Total$1,681$20,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,634/yr
40% on housing$50,430/yr
45% on housing$44,826/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 49504$171
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49504$191
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$240,000
2026-07-20Price change$240,000
2026-06-23Listed for sale$250,000

For Sale by Agent

AgentAlan Richard
BrokerageChildress Associates Realty

Similar Homes