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431 N 3rd St, Hamilton, OH, 45011

5beds
4baths
3,012sqft
$179,900
$60price/sqft
$1,476/moest. monthly cost
$59,040/yrincome needed

About This Home

Diamond in the rough. Great location in German Village, walking distance to Marcum Park. 3 units occupied @ 2320.00/month. Tenants are month to month. One unit needs full remodel, electric was roughed in but not completed. NEW furnace - Nov 2025. Off street parking. Owner pays all utilities. Sold AS-IS

Getting Around

73
WalkingVery Walkable
25
TransitSome Transit
66
BikeBikeable

Schools

5/10
7/10
Wilson Middle SchoolGrades 7-81.2 mi
5/10
Hamilton High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Quadruplex

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Window features: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,012
  • Total interior livable area: 3,012 sqft

Property

Details

  • Parcel number: P6431008000021

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,774 sqft

Parking

  • Total spaces: 2
  • Parking features: Parking Lot
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$71$852
Property Taxes $173$2,076
Electricity $323$3,876
Total$1,476$17,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,605/yr
40% on housing$44,280/yr
45% on housing$39,360/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 45011$168
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45011$176
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$189,900
2026-03-27Listed for sale$198,900
2025-06-28Listing removed$795
2025-06-14Listed for rent$795
2023-07-27Listing removed--
2023-07-19Listed for rent$650
2022-05-13Sold$127,000
2022-05-02Pending sale$125,000
2007-04-10Sold$40,000
2000-11-29Sold$56,000
1999-03-22Sold$62,900

For Sale by Agent

AgentDaniel J Bathe
BrokerageFederle, Inc.

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