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823 Fulton St W, Grand Rapids, MI, 49504

3beds
2baths
1,216sqft
$750,000
$617price/sqft
$4,944/moest. monthly cost
$197,760/yrincome needed

About This Home

This property must be sold together with 827 West Fulton. City certified until 2030. Property has gone through Lead abatement program through Grand Rapids.

Getting Around

86
WalkingVery Walkable
49
TransitSome Transit
71
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1874

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 to 4 Units

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,In Unit,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,216 sqft

Property

Details

  • Parcel number: 411326285014
  • Zoning description: Res Improved

Lot

  • Lot size: 6,969 sqft
  • Features: Level,Sidewalk
  • Lot size dimensions: 50 x 87 x 50 x 87

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$280$3,360
Property Taxes $684$8,208
Electricity $188$2,259
Total$4,944$59,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,508/yr
40% on housing$148,320/yr
45% on housing$131,840/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$617This listing

vs Other Active Listings

Avg $/sqft

ZIP 49504$164
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49504$191
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$750,000
2025-10-23Listed for sale$795,000
2013-08-01Listing removed$645
2013-07-20Price change$645
2013-04-26Price change$635
2013-04-21Listed for rent$595
2012-06-29Listing removed$415
2012-06-20Price change$415
2012-06-10Price change$395
2012-06-01Listed for rent$595
2012-04-09Listing removed$595
2012-02-09Listed for rent$595

For Sale by Agent

AgentFrederick T Swart
BrokerageSunburst Realty Inc.

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