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429 Shirley St NE, Grand Rapids, MI, 49503

3beds
2baths
1,547sqft
$270,000
$175price/sqft
$1,905/moest. monthly cost
$76,200/yrincome needed

About This Home

This duplex is a great add for your investing portfolio. With a 2 bed/1bath unit & laundry in the basement on the lower level and 1 bed/1bath on the upper level. Updates include flooring, paint, kitchen & bathrooms Split utilities for electric & gas make this a easy addition to any portfolio.

Getting Around

62
WalkingSomewhat Walkable
41
TransitSome Transit
60
BikeBikeable

Schools

8/10
9/10
City High Middle SchoolGrades 7-120.9 mi
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 to 4 Units

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,547 sqft

Property

Details

  • Parcel number: 411419253019
  • Zoning description: res-imp/Multi

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 124

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$116$1,392
Property Taxes $236$2,832
Electricity $188$2,259
Total$1,905$22,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,314/yr
40% on housing$57,150/yr
45% on housing$50,800/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 49503$202
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49503$212
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Price change$270,000
2025-11-13Listed for sale$275,000
2021-11-29Sold$125,000
2004-06-16Sold$79,900

For Sale by Agent

AgentLeonard T Connor
BrokerageBellabay Realty (SW)

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