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85 Romney St, Charleston, SC, 29403

2beds
2baths
1,012sqft
$739,000
$730price/sqft
$4,475/moest. monthly cost
$179,000/yrincome needed

About This Home

85 Romney St is a 2 bedroom, 2 bath cottage that was historically renovated in 2015 from the foundation up and featured in early seasons of the Bravo TV show Southern Charm. It's set back from the street with private parking for up to 3 cars. It has a new HVAC and exterior paint. Also, no flood insurance is required! The home offers a private setting for front porch lounging and then enter into a light filled, open kitchen and living area that features wide plank heart of pine floors throughout and double-paned windows for energy efficiency, as well as vaulted ceilings. The fully equipped kitchen has granite countertops with a new stove and fridge.Down the hall you'll find a full bathroom with marble countertops and a tiled tub surround, hall closet, washer/dryer closet and a generous-sized guest bedroom. At the rear of the home, the primary suite has his and hers closets with one being a large walk-in. The spacious primary bathroom has double vanity sinks with granite countertops and a large walk-in tiled shower with frameless glass. From the primary bedroom, you can step outside into your fenced-in secret garden with a small patio and gorgeous plantings. It's centrally located to surrounding areas with quick access to I-26, Spruill Avenue, and the Ravenel Bridge. Within a short walking distance, there are many restaurants and bars: Home Team BBQ, Lewis BBQ, Pelato, and Edmund's Oast to name a few. Just 3 doors down is the future site of the Lowline project which will be a 1.7 mile linear park with pedestrian and bike paths, along with a skate park, playgrounds, dog park and neighborhood market with potential for pop-up vendors and outdoor dining. The expected completion is early 2027 so get in on a great investment before it's too late!

Getting Around

78
WalkingVery Walkable
39
TransitSome Transit
71
BikeVery Bikeable

Schools

7/10
4/10
1/10
Burke High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Craftsman
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling - Cathedral/Vaulted,Ceiling - Smooth,Walk-In Closet(s),Eat-in Kitchen
  • Window features: Thermal Windows/Doors
  • Flooring: Wood

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,012
  • Total interior livable area: 1,012 sqft

Property

Details

  • Parcel number: 4631602062

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Front Porch
  • Exterior features: Garden
  • Fencing: Privacy

Lot

  • Lot size: 2,613 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Earthquake
Ice Storm
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,736$44,832
Home Insurance *$289$3,468
Property Taxes $246$2,952
Electricity $204$2,449
Total$4,475$53,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,428/yr
40% on housing$134,250/yr
45% on housing$119,333/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$730This listing

vs Other Active Listings

Avg $/sqft

ZIP 29403$458
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29403$603
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$739,000
2021-02-02Listing removed--
2020-10-05Price change$439,900
2020-09-16Listed for sale$449,900
2015-06-30Sold$294,500

For Sale by Agent

AgentDakota Dunbar
BrokerageThe Boulevard Company

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