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400 E Locust St Unit 207, Des Moines, IA, 50309

2beds
2baths
1,056sqft
$230,000
$218price/sqft
$2,349/moest. monthly cost
$93,960/yrincome needed

About This Home

Experience the perfect blend of historic charm and modern design at SoHo Lofts, located in one of Downtown Des Moines' most desirable neighborhoods - the vibrant East Village. This stylish condo at 400 E Locust offers tall ceilings, fresh interior paint, and oversized windows that flood the space with natural light, creating a warm and open atmosphere. The thoughtfully designed floor plan features a spacious living area, modern kitchen with stainless steel appliances and granite countertops and a private bedroom area with ample closet space. Step outside and enjoy the new courtyard, a perfect spot to relax and entertain guests. The HOA covers all utilities except internet. Enjoy the convenience of in-unit laundry, secure building access, and dedicated parking all within steps of Des Moines' best restaurants, boutiques and coffee shops.

Getting Around

81
WalkingVery Walkable
53
TransitGood Transit
74
BikeVery Bikeable

Schools

6/10
Carver Elementary SchoolGrades K-50.7 mi
1/10
Hiatt Middle SchoolGrades 6-81.1 mi
2/10
East High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl,Laminate,Carpet
  • Finished area above ground: 1,056

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 04004251011000
  • Zoning: Commercial
  • Special condition: Standard

Lot

  • Features: Level

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$736$8,832
Property Taxes $329$3,948
Electricity $121$1,452
Total$2,349$28,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,537/yr
40% on housing$70,470/yr
45% on housing$62,640/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 50309$196
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50309$70
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$230,000
2025-12-01Price change$240,000
2025-10-07Listed for sale$242,000
2017-10-18Sold$210,000
2008-11-03Sold$163,000
2005-11-18Sold$205,500

For Sale by Agent

AgentAaron O'Tool
BrokerageRE/MAX Concepts- Waukee

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