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739 Monarch Dr, York, PA, 17403

4beds
3baths
3,240sqft
$485,000
$150price/sqft
$3,613/moest. monthly cost
$144,520/yrincome needed

About This Home

Nestled on a generous corner lot of 0.62 acres, this charming residential property offers a perfect blend of comfort and functionality. With 3,140 square feet of thoughtfully designed living space, this home features four spacious bedrooms and two and a half bathrooms, making it an ideal retreat for those seeking both relaxation and convenience. Step inside the vaulted ceiling foyer and discover a warm and inviting interior, highlighted by a family room that seamlessly connects to the kitchen, perfect for gatherings and everyday living. The kitchen, equipped with modern appliances, including a built-in microwave, self-cleaning oven, and dishwasher, ensuring meal prep is a breeze. Enjoy your morning coffee at the cozy kitchen counter or step outside to the screened porch for a breath of fresh air. The primary suite is a true sanctuary, featuring a luxurious walk-in closet and a private bathroom complete with a jetted tub and walk-in shower, providing a spa-like experience right at home. Additional bedrooms are generously sized, offering ample space for relaxation or productivity. This home is designed for comfort year-round, with double-pane windows that enhance energy efficiency and a fireplace that adds a touch of warmth during cooler months. The main floor laundry adds to the convenience, making chores a little easier. Outside, the expansive deck and patio areas invite you to enjoy the outdoors, whether hosting summer barbecues or simply unwinding after a long day. The attached oversized 2 car garage provides plenty of space for vehicles and storage, while the asphalt driveway accommodates additional parking. Located in a vibrant community, this property is surrounded by a wealth of neighborhood benefits. Residents can enjoy nearby parks, perfect for leisurely strolls or weekend picnics. The local schools are well-regarded, offering quality education and a supportive environment for all students. Public services are easily accessible, ensuring a smooth and convenient lifestyle. This home is more than just a house; it's a place where comfort meets community, offering a lifestyle that is both enriching and fulfilling. Don't miss the opportunity to make this inviting residence your own!

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Stick Built,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Self Cleaning Oven,Refrigerator,Washer,Water Heater,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 900

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Bathroom - Walk-In Shower,Family Room Off Kitchen,Formal/Separate Dining Room,Eat-in Kitchen,Primary Bath(s),Walk-In Closet(s),Breakfast Area
  • Door features: Insulated
  • Window features: Double Pane Windows
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 2,340

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,240
  • Total interior livable area: 3,240 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 470000700500000000
  • Zoning: RESIDENTIAL
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch,Screened
  • Spa features: Bath

Lot

  • Lot size: 0.62 Acres
  • Features: Corner Lot/Unit

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Asphalt,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Drought
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$184$2,208
Property Taxes $622$7,464
Electricity $355$4,265
Total$3,613$43,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,874/yr
40% on housing$108,390/yr
45% on housing$96,346/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 17403$120
York County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 17403$158
York County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$485,000
2024-07-12Sold$400,000
2024-06-04Pending sale$399,900
2024-05-30Listed for sale$399,900
2003-09-29Sold$233,545

For Sale by Agent

AgentBUSHIRA JOHNSON
BrokerageKeller Williams Keystone Realty

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