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960 Temple St SE, Grand Rapids, MI, 49507

4beds
2baths
1,577sqft
$285,000
$181price/sqft
$2,015/moest. monthly cost
$80,600/yrincome needed

About This Home

**Assumable Loan! Interest rate at 3.6!!!** Welcome to this beautiful home, 4 bedroom, 2 full bathrooms located in Grand Rapids! This home has a kitchen with quartz counters, tile and stainless appliances! It's rare beautiful 4 bedrooms house bellow 300K. The main floor is completed with 2 bedrooms, full bathroom, and large dining and living rooms. You will find 2 more bedrooms upstairs and a full bathroom with a tiled shower/bath. Schedule your private showing today!

Getting Around

75
WalkingVery Walkable
38
TransitSome Transit
52
BikeBikeable

Schools

4/10
2/10
Alger Middle SchoolGrades 6-81.3 mi
5/10
Ottawa Hills High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1907

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,577
  • Total interior livable area: 1,577 sqft

Property

Details

  • Parcel number: 411805110003
  • Zoning description: RES

Features

  • Stories: 2

Lot

  • Lot size: 0.26 Acres
  • Features: Level,Sidewalk,Shrubs/Hedges
  • Lot size dimensions: 82 x 139

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$137$1,644
Property Taxes $249$2,988
Electricity $188$2,259
Total$2,015$24,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,085/yr
40% on housing$60,450/yr
45% on housing$53,733/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 49507$139
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49507$183
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$285,000
2022-02-24Sold$249,900
2022-01-17Pending sale$249,900
2022-01-11Listed for sale$249,900
2022-01-08Pending sale$249,900
2022-01-05Listed for sale$249,900
2021-12-24Pending sale$249,900
2021-12-21Listed for sale$249,900
2021-07-19Sold$58,900
2008-11-14Sold$12,100
2008-05-09Listing removed$31,273
2008-03-08Price change$31,273
2008-02-26Listed for sale$36,791
2007-03-07Sold$42,753

For Sale by Agent

AgentMugabo Byusa
BrokerageCity2Shore Real Estate Foundations

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