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823 Alger St SE, Grand Rapids, MI, 49507

2beds
1baths
870sqft
$275,000
$316price/sqft
$1,950/moest. monthly cost
$78,000/yrincome needed

About This Home

Adorable bungalow full of charm and opportunity! This well-maintained 2-bedroom, 1-bath home features beautifully refinished hardwood floors, replacement windows, and a cozy fireplace that creates a warm, inviting living space. The spacious kitchen offers plenty of room for cooking, dining, and gathering, while the generously sized bedrooms provide comfort and flexibility. Enjoy your morning coffee or unwind in the enclosed sunroom overlooking the large backyard. A one-stall garage adds convenience, and the full unfinished basement offers endless potential to create additional living space and build instant equity. Whether you're a first-time buyer, downsizing, or looking for a home with room to grow, this charming property is ready to welcome you home!

Getting Around

88
WalkingVery Walkable
38
TransitSome Transit
58
BikeBikeable

Schools

4/10
Brookside SchoolGrades PK-50.6 mi
2/10
Alger Middle SchoolGrades 6-80.1 mi
5/10
Ottawa Hills High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Screens,Replacement
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Other
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 870
  • Total interior livable area: 870 sqft

Property

Details

  • Parcel number: 411808155020
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalk,Ground Cover
  • Lot size dimensions: 45 x 139

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$132$1,584
Property Taxes $240$2,880
Electricity $188$2,259
Total$1,950$23,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,857/yr
40% on housing$58,500/yr
45% on housing$52,000/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 49507$139
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49507$183
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$275,000
2021-09-09Sold$182,000
2021-03-22Sold$160,000
2021-03-09Pending sale$170,000
2021-03-04Listed for sale$170,000
2019-07-10Sold$145,000
2006-08-07Sold$86,000
2004-07-29Sold$85,000

For Sale by Agent

AgentIngrid J Nelson
BrokerageGreenridge Realty (Cascade)

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