See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

603 SW Locust St, Oak Grove, MO, 64075

4beds
2baths
1,800sqft
$310,000
$172price/sqft
$2,237/moest. monthly cost
$89,480/yrincome needed

About This Home

Exceptional value on a lovingly maintained ranch home in the heart of Oak Grove! Situated on a quiet, spacious double lot yet just minutes from easy highway access, this charming home features many maintenance free extras-- including vinyl siding and metal roof! Large, tandem detached garage offers lots of space for storage or workshop. Newer carpet in front living room & rear den, which also features beautiful brick fireplace. Spacious bedrooms w/ soaring ceilings, great closet space & lots of custom built ins!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
3/10
Oak Grove Middle SchoolGrades 6-80.6 mi
6/10
Oak Grove High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Trash compactor,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Pantry,All Carpet,Custom Cabinets
  • Flooring: Tile,Carpet,Hardwood,Laminate,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 38840030800000000

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Park,City

Lot

  • Lot size: 1,700 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Detached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$238$2,856
Property Taxes $291$3,492
Electricity $141$1,693
Total$2,237$26,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,697/yr
40% on housing$67,110/yr
45% on housing$59,653/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 64075$178
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64075$169
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$310,000
2025-04-13Listing removed--
2025-01-13Listed for sale$287,000
2024-11-25Listing removed--
2024-08-27Listed for sale$280,000
2022-01-26Sold--
2021-12-31Pending sale$184,900
2021-12-30Listed for sale$184,900
2021-12-01Listing removed--
2021-11-15Pending sale$186,900
2021-11-11Price change$186,900
2021-11-05Listed for sale$189,900
2019-04-16Sold--
2019-03-17Pending sale$154,900
2019-03-07Listed for sale$154,900
2018-12-01Listing removed$149,500
2018-10-08Price change$149,500
2018-09-29Listed for sale$155,000
2018-09-24Pending sale$155,000
2018-09-13Listed for sale$155,000

For Sale by Owner

AgentProperty Owner

Similar Homes