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3161 Emberwood Dr SE, Lowell, MI, 49331

3beds
3baths
2,492sqft
$640,000
$257price/sqft
$4,595/moest. monthly cost
$183,800/yrincome needed

About This Home

Lowell Schools. Grand Rapids is about a 20-minute commute via I-96. Stay-cation vibes, private drive with no HOA, 3 beds & baths, 3-stall garage, and 3 private acres round out this peaceful sanctuary. Updated & maintained. The gourmet kitchen includes double ovens, granite countertops, a huge island, and a dining area with a wine bar. Heated pool for Spring & Fall enjoyment. Priced well below recent appraisal. Check it out and schedule your tour today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
Alto Elementary SchoolGrades PK-54.0 mi
8/10
Lowell Middle SchoolGrades 6-82.2 mi
8/10
Lowell Senior High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Built-In Electric Oven,Cooktop,Dishwasher,Double Oven,Dryer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Wet Bar,Center Island
  • Window features: Low-Emissivity Windows,Replacement,Insulated Windows,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 708

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Hot Water,Radiant
  • Cooling features: Central Air,Ductless,Window Unit(s)

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 2,492 sqft

Property

Details

  • Parcel number: 412015200038
  • Zoning description: Res

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 3 Acres
  • Features: Level,Recreational,Wooded,Cul-De-Sac
  • Lot size dimensions: 330 x 540 x 220 x 540

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$213$2,556
Property Taxes $875$10,500
Electricity $271$3,261
Total$4,595$55,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,542/yr
40% on housing$137,850/yr
45% on housing$122,533/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 49331$210
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49331$194
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$625,000
2026-07-30Price change$640,000
2026-07-07Listed for sale$650,000

For Sale by Agent

AgentBenjamin D Colter
Brokerage616 Realty LLC

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