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1225 Cambridge Cir, Waterford, MI, 48327

4beds
4baths
2,684sqft
$375,000
$140price/sqft
$2,757/moest. monthly cost
$110,280/yrincome needed

About This Home

Welcome home to this impeccably maintained, just-like-new detached condominium located in an exclusive private community of only 15 residences. Offering 4 bedrooms, 4 full bathrooms, and an exceptional open-concept design, this 10-year-old home combines luxury, comfort, and functionality. The beautifully appointed kitchen is the heart of the home, featuring granite countertops, a center island, stainless steel appliances, and abundant cabinetry. Hardwood floors, tiled bathroom floors, 9-foot ceilings, extra-wide hallways, RO water system, and a cozy gas fireplace create a warm and inviting atmosphere throughout. The sought-after first-floor primary suite provides a relaxing retreat with a private ensuite bath and walk in closet, while the convenient first-floor laundry and attached two-car garage with direct access add everyday convenience. The finished daylight basement expands the home's living space by approximately 1,000 square feet and is ideal for guests, multi-generational living, or entertaining. Complete with a wet bar (refrigerator and dishwasher included), bedroom with a walk-in closet, full bathroom, and an inviting living area, it offers incredible flexibility. Step outside to enjoy the private pie-shaped backyard, where a large deck with an in line gas grill and brick paver patio overlooks peaceful wooded views, creating the perfect setting for relaxing or hosting family and friends. The HOA dues of $281 per month cover grounds maintenance, lawn mowing, snow plowing (shoveling up to front door), sprinklers.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
5/10
Pierce Middle SchoolGrades 6-83.9 mi
5/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Basement,Poured,Sump Pump
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free Standing Gas Oven,Free Standing Refrigerator,Microwave,Stainless Steel Appliances,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14 X 12

Bedroom

  • Level: Basement
  • Area: 300
  • Dimensions: 20 X 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Central Vacuum,Entrance Foyer
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,684

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 2,684 sqft

Kitchen

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Laundry

  • Level: Entry
  • Area: 84
  • Dimensions: 12 X 7

Living Room

  • Level: Entry
  • Area: 224
  • Dimensions: 16 X 14

Other

  • Level: Entry
  • Area: 64
  • Dimensions: 8 X 8

Other

  • Level: Second
  • Area: 91
  • Dimensions: 13 X 7

Other

  • Level: Basement
  • Area: 72
  • Dimensions: 12 X 6

Other

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Primary Bathroom

  • Level: Entry
  • Area: 100
  • Dimensions: 10 X 10

Primary Bedroom

  • Level: Entry
  • Area: 240
  • Dimensions: 20 X 12

Property

Details

  • Parcel number: 1332404012
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Grounds Maintenance,Lighting,Private Entrance

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Direct Access,Electricityin Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$179$2,148
Property Taxes $390$4,680
Electricity $292$3,513
Total$2,757$33,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,525/yr
40% on housing$82,710/yr
45% on housing$73,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 48327$156
Oakland County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 48327$195
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$375,000
2026-07-28Listed for sale$375,000
2015-11-23Sold$40,000

For Sale by Agent

AgentJohn Yorke
BrokerageEXP Realty Rochester

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