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90 S Collins St, Reynolds, GA, 31076

4beds
4baths
3,350sqft
$300,000
$90price/sqft
$2,502/moest. monthly cost
$100,080/yrincome needed

About This Home

This spacious 4-bedroom, 2.5-bath home sits on 1.77 acres just on the edge of town. The home has an open-concept kitchen and living area, where large windows and sliding doors fill the space with natural light. The living room has a gas fireplace. The three additional bedrooms are generously sized, ideal for family members, guests, or a home office setup. The home has heart pine floors in the living area as well as the hallways. Spacious area around pool along with yard makes for the perfect spot to host a party or hang out.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
7/10
5/10
Taylor County High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Masonry
  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,350 sqft

Property

Details

  • Parcel number: R09039

Features

  • Exterior features: Stone,Brick

Lot

  • Lot size: 0.56 Acres

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$474$5,688
Property Taxes $187$2,244
Electricity $325$3,905
Total$2,502$30,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,782/yr
40% on housing$75,060/yr
45% on housing$66,720/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 31076$81
Taylor County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 31076
Taylor County$26

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$385,000

For Sale by Owner

AgentProperty Owner

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