2129 Elm St, Albion, NE, 68620
About This Home
Big Opportunity with Added Land – Small-Town Living with Room to Grow! This fully remodeled 1-bedroom, 1-bath home offers comfortable, move-in-ready living paired with a unique opportunity for future expansion. The home features zero-entry access, main-floor washer and dryer, and thoughtful updates throughout. Recent improvements include all-new electrical, new flooring throughout, and updated windows in 2019, providing modern comfort and peace of mind. In addition to the lot the home sits on, this sale includes an additional 0.62-acre lot located directly behind the home. The extra parcel already has a septic system and well in place, offering added flexibility for future use or expansion (buyer to verify zoning and permitted uses). This creates an excellent opportunity for buyers looking to plan ahead while enjoying a manageable home today. Enjoy the charm of small-town living with added space, privacy, and long-term possibilities—all in one offering. Whether you’re looking for a low-maintenance home now with room to grow later, or a property with added land value, this one is worth a closer look. Additional 0.62 + - Acre Lot Included (separate parcel)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 61 or more Yrs
- Year built: 1915
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Cooling
- Cooling features: Central Air
Kitchen
- Features: Vinyl
Living Room
- Features: Carpet
Property
Details
- Parcel number: 0033730.0
Features
- Waterfront features: None
- Living area range: 0-800
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Lightning
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $343 | $4,116 |
| Home Insurance | $80 | $960 |
| Property Taxes | $20 | $240 |
| Electricity | $124 | $1,493 |
| Total | $567 | $6,804 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-28 | Listed for sale | $140,000 |
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