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6513 SE Ryan Rd, Blue Springs, MO, 64014

8beds
6baths
5,579sqft
$825,000
$148price/sqft
$5,933/moest. monthly cost
$237,320/yrincome needed

About This Home

Rare Multi-Generational Property | Priced Below Appraised Value Welcome to 6513 E. Ryan Road, Blue Springs, MO, a unique and spacious home offering 8 bedrooms, 5 full bathrooms, and 1 half bathrooms. This one-of-a-kind property is two separate living spaces connected by a garage, providing exceptional flexibility for multi-generational living, large families, or shared households. Situated on a scenic, private lot, the home features expansive living areas, vaulted ceilings, wood floors, and abundant natural light. The aerial views showcase the impressive footprint and peaceful surroundings. Listed below appraised value, this property presents an outstanding opportunity for space, versatility, and built-in equity.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Composition
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Slab

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 5,579

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 5,579
  • Total interior livable area: 5,579 sqft

Property

Details

  • Parcel number: 41100036300000000

Lot

  • Lot size: 4.68 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$560$6,720
Property Taxes $776$9,312
Electricity $426$5,112
Total$5,933$71,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,417/yr
40% on housing$177,990/yr
45% on housing$158,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 64014$194
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64014$171
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Price change$860,000
2026-01-02Listed for sale$875,000

For Sale by Agent

AgentKasie Humphrey, 1st Class Real Estate KC
Brokerage1st Class Real Estate KC

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