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2020 SW Morningside Dr, Blue Springs, MO, 64015

4beds
3baths
1,383sqft
$305,000
$221price/sqft
$2,187/moest. monthly cost
$87,480/yrincome needed

About This Home

Welcome home to this beautifully updated property in Plaza Estates Subdivision! This charming 4bed, 3 bath home features recent updates throughout, offering a perfect blend of modern finishes and everyday functionality. With upgrades to the home and an inviting layout, this home is a must see. Recent Updates Include: • Updated interior paint • Updated bathrooms with modern fixtures • Updated lighting and hardware Appliances: All kitchen appliances will remain in the home in their current condition. Appliances to stay AS IS, with no warranties or repairs provided by the seller. Enjoy a great location in Blue Springs, close to local amenities, shopping, and major highways. Schedule your showing today!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
8/10

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 37
  • Finished area above ground: 1,346

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,383
  • Total interior livable area: 1,383 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 42120091100000000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.28 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$217$2,604
Property Taxes $287$3,444
Electricity $141$1,693
Total$2,187$26,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,982/yr
40% on housing$65,610/yr
45% on housing$58,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 64015$151
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64015$145
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$305,000
2022-03-18Listing removed--
2022-03-09Price change$1,695
2022-02-21Listed for rent$1,775
2019-05-18Listing removed$1,295
2019-05-15Listed for rent$1,295
2016-01-12Listing removed$1,295
2015-10-19Listed for rent$1,295
2015-08-21Sold--
2015-06-24Listed for sale$78,000
2014-10-07Sold--

For Sale by Agent

AgentTaylor Klotz
BrokerageHuck Homes

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