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12063 Kirby Ln, South Lyon, MI, 48178

1beds
1baths
848sqft
$149,900
$177price/sqft
$1,103/moest. monthly cost
$44,120/yrincome needed

About This Home

Excellent opportunity to own three adjoining lakefront lots in South Lyon (1626101001.1626101002, 1626101003). Approximately 220' frontage on All Sports Lime Kiln Lake which connects to three other lakes. Two structures exist on the land, one located at 12063 Kirby Lane the other on 12077 Kirby Lane, with a vacant lot in-between. Be advised these are summer shacks located in a floodplain. Green Oak Twp has allowed maintenance of these structures in the past, but future building, additions or improvements will not be permitted. Listing agent must accompany any interested buyers who want access into the structures on the property. BATVAI

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
Millennium Middle SchoolGrades 6-82.6 mi
8/10
South Lyon High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Pillar Post Pier
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Entry
  • Area: 72
  • Dimensions: 9 X 8

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 848

Heating

  • Heating features: Forced Air,Other Heating Source,Wood

Interior Area

  • Total interior livable area: 848 sqft

Kitchen

  • Level: Entry
  • Area: 36
  • Dimensions: 6 X 6

Living Room

  • Level: Entry
  • Area: 150
  • Dimensions: 15 X 10

Other

  • Level: Entry

Property

Details

  • Parcel number: 1626101001
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Waterbody name: Lime Kiln

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 122 x 91

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Livingston County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$40$480
Property Taxes $118$1,416
Electricity $188$2,259
Total$1,103$13,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,817/yr
40% on housing$33,090/yr
45% on housing$29,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 48178$166
Livingston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 48178$222
Livingston County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-07Listed for sale$149,900
2022-05-16Sold$144,000
2022-04-29Pending sale$149,900
2021-12-06Listed for sale$149,900
2003-04-30Sold$169,900

For Sale by Agent

AgentMary K Carano
BrokerageNational Realty Centers, Inc

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