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209 W Main St, Hartford, AL, 36344

3beds
2baths
2,810sqft
$240,000
$85price/sqft
$1,791/moest. monthly cost
$71,640/yrincome needed

About This Home

Located in the heart of downtown Hartford on busy Hwy 52, this spacious 2,800± sq ft property offers excellent residential or commercial potential in a growing area. The building features 3 bedrooms and 1.5 baths, along with beautiful hardwood floors and a large open layout that provides flexibility for a variety of uses. Previously operated as a fully functioning daycare, the property is already set up for business use but could easily be converted back into a comfortable residence, office space, or other commercial venture. The property includes great visibility and convenient access right along Alabama State Route 52, making it ideal for anyone looking to establish a business in town. With its prime downtown location, versatile layout, and strong potential, this property presents a unique opportunity in the growing Hartford market.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

9/10
10/10
Geneva Co Middle SchoolGrades 6-80.4 mi
6/10
Geneva Co High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,810 sqft

Property

Details

  • Parcel number: 120736202600400000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Fence,Porch
  • Fencing: Partial

Lot

  • Lot size: 0.33 Acres
  • Features: City Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$216$2,592
Property Taxes $48$576
Electricity $314$3,773
Total$1,791$21,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,405/yr
40% on housing$53,730/yr
45% on housing$47,760/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.5%
13.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 36344$90
Geneva County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 36344$159
Geneva County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$240,000
2024-07-13Listing removed--
2024-06-26Listed for sale$175,000
2022-11-28Sold$150,000
2021-08-19Sold$87,500

For Sale by Agent

AgentLuke Dorriety
BrokerageUNITED COUNTRY FULFORD REALTY

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