




738 Reef Point CIR, Naples, FL, 34108
About This Home
This home has been thoughtfully upgraded from top to bottom, blending long term durability with timeless style and comfort. From the moment you walk in it is easy to see the level of care that has gone into every improvement. The exterior enhancements, structural updates and interior finishes all work together to create a property that feels polished, practical and move-in ready and is being sold furnished. Every major system has been addressed and every detail contributes to a home that is both beautiful and functional for everyday living or seasonal enjoyment. Updates include: polybutylene piping replaced, electric up to code, hot water moved to garage, a beautiful outdoor shower finished with porcelain tile imported from Italy, nonslip tile in courtyard, new gutters and gutter guards, extended lanai with raised floor and removable windows, hurricane windows and door, remodeled primary bathroom with newly remodeled no glass walk in shower, electric hurricane shutters, remodeled kitchen with all wood cabinets, enclosed closet in guest bedroom, plantation shutters, new baseboards and paint and more. Furniture in both bedrooms is from Rob & Stuckey, dining room table & chairs are from Tommy Bahamas and the lanai is from Elegant Outdoor.
Getting Around
Schools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Concrete Block
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator/Icemaker,Self Cleaning Oven,Washer
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Smoke Detectors,Vaulted Ceiling(s),Walk-In Closet(s),Window Coverings,Family Room,Guest Bath,Guest Room,Laundry in Garage,Screened Lanai/Porch
- Door features: Impact Resistant Doors
- Window features: Window Coverings,Impact Resistant Windows,Shutters Electric
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,343
- Total interior livable area: 1,343 sqft
Property
Details
- Parcel number: 00174000004
Features
- Stories: 1
- Pool features: Community
- Patio & porch: Screened Lanai/Porch
- Exterior features: Courtyard,Outdoor Shower
- Spa features: Community
- Has view: Yes
- View description: Landscaped Area
- Waterfront features: None
Lot
- Features: Zero Lot Line
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Collier County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,318 | $51,816 |
| Home Insurance * | $626 | $7,512 |
| Property Taxes | $44 | $528 |
| Electricity | $197 | $2,366 |
| Total | $5,185 | $62,220 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-28 | Price change | $854,000 |
| 2026-02-18 | Listed for sale | $898,000 |
