N9701 E Bay Dr, Necedah, WI, 54646
About This Home
Tucked at the end of a quiet cul-de-sac on the northern side of Castle Rock Lake, this 23.1+/- acre property delivers a rare pairing: owned water frontage on one of Wisconsin's largest lakes, backed by a chunk of ground to chase deer, turkeys, and ducks. A short stroll brings you to 120+/- feet of owned frontage on Castle Rock Lake and the Wisconsin River with 3 docks. Be on the main lake in minutes or shoot upriver to hang out on a sandbar or chase fish in skinnier water. The frontage sits in a protected channel. The 28x40 garage with living quarters serves as a comfortable basecamp, featuring a cedar-lined living area with wood stove, electric, sand point well, attached 28x28 garage, and a finished loft/rec room upstairs. An established trail system winds through oak and pine, and a shallow slough/backwater offers secondary access for canoeing, kayaking, or duck hunting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Poured concrete foundatn
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: None
Features
- Loft,Garage
- Finished area above ground: 560
Heating
- Heating features: None
Interior Area
- Total structure area: 560
- Total interior livable area: 560 sqft
Kitchen
- Level: N
Living Room
- Level: Main
- Area: 336
Master Bedroom
- Level: N
Property
Details
- Parcel number: 290282004
- Zoning: Res
- Exclusions: Seller's personal property.
Features
- Levels: One and One Half
- Stories: 1
- On waterfront: Yes
- Waterfront features: Waterfront,Lake Front,Dock/Pier,Water ski lake,Channel
- Waterbody name: Castle Rock
- Frontage length: Waterfront: 120
- Residential vegetation: Wooded
Lot
- Lot size: 23.10 Acres
- Features: Cul-De-Sac,Rural-in subdivision,Rural-not in subdivision
Parking
- Total spaces: 2
- Parking features: 2 car,Attached,Underground
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $265 | $3,180 |
| Property Taxes | $859 | $10,308 |
| Electricity | $171 | $2,054 |
| Total | $4,025 | $48,300 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Contingent | $540,000 |
| 2026-07-20 | Listed for sale | $540,000 |
| 2006-09-06 | Sold | $3,500 |
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