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9 Hilltop Rd, Taos, NM, 87557

4beds
3baths
2,721sqft
$789,000
$290price/sqft
$6,072/moest. monthly cost
$242,880/yrincome needed

About This Home

Nestled on over half an acre on the south end of Taos, this elegant 2,721 sq ft home perfectly captures the beauty, warmth, and spirit of Northern New Mexico. Step inside and feel the charm of classic Southwest design — graceful vigas and beams, Saltillo tile, stained concrete and wood floors, and abundant natural light streaming through skylights. The two-story layout offers 4 bedrooms, 3 baths, with the smaller bedroom being ideal to use as an office, studio, or nursery. Upstairs, a private suite features an ensuite bath, breathtaking Taos Mountain views, and access to a rooftop lounging area — the perfect spot to unwind beneath the New Mexico sky. Outside, you’ll find gardens, grassy spaces, and a patio with a fireplace, creating a tranquil setting for morning coffee or sunset gatherings. A flexible downstairs layout offers the potential for a glorious primary suite or even a lock off suite — ideal for guests, extended family, or rental income. Beautifully designed and filled with light, this home offers comfort, versatility, and a sense of place that is uniquely Taos.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

--
Sped DisciplineGrades 1-122.3 mi

Construction

Materials

  • Foundation: Slab
  • Roof: Bitumen,Flat
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Beamed Ceilings,Ceiling Fan(s),Other
  • Window features: Insulated Windows,Screens,Skylight(s),Window Coverings
  • Flooring: Concrete,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Two,Living Room,Outside
  • Fireplace: Yes

Heating

  • Heating features: Baseboard,Hot Water,Radiant

Interior Area

  • Total structure area: 2,721
  • Total interior livable area: 2,721 sqft

Property

Details

  • Parcel number: 17533
  • Zoning description: County

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Gravel Driveway,Shed
  • Fencing: Stucco Wall
  • Waterfront features: None
  • Residential vegetation: Mixed

Lot

  • Lot size: 0.55 Acres
  • Features: Garden,Lawn,Trees

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Wildfire
Avalanche
Landslide

FEMA Declared Disasters in Taos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,989$47,868
Home Insurance *$360$4,320
Property Taxes $1,530$18,360
Electricity $193$2,321
Total$6,072$72,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,182/yr
40% on housing$182,160/yr
45% on housing$161,920/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 87557$338
Taos County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 87557$304
Taos County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$789,000
2025-12-12Listed for sale$819,000

For Sale by Agent

AgentJade Anaya
BrokerageNew Mexico Real Estate Group

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