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205 Upper Ranchitos Rd, Taos, NM, 87571

2beds
3baths
1,379sqft
$550,000
$399price/sqft
$3,961/moest. monthly cost
$158,440/yrincome needed

About This Home

Discover peaceful living in this beautifully maintained 2-bedroom, 2.5-bath condo with a rare private garage, located in the highly sought-after Residencias del Rio Pueblo. Set along the tranquil Rio Pueblo, this serene community is surrounded by mature trees, lush landscaping, and offers the unique benefit of an on-site handyman who keeps the grounds impeccably groomed year-round. Designed by Architect Robert Parker and built by Bob Orner of Upfront Construction. Whether you’re looking for a full-time residence or a perfect ski getaway on the north side of Taos, this home offers both comfort and convenience. The thoughtfully designed main level welcomes you with a spacious coat closet, a gallery-style kitchen with ample cabinetry and a large pantry, and an open-concept dining and living area. A southwest-style fireplace and tall ceilings with traditional vigas and split cedar accents create a warm, inviting atmosphere, while poured concrete floors ensure easy upkeep. Patio doors lead out to a covered portal — ideal for outdoor relaxation and entertaining. A convenient powder room completes the main level. Upstairs, you’ll find two generous bedrooms, each with its own en-suite bathroom and full closet. The primary suite features a private deck perfect for quiet mornings or starlit evenings. Best of all, this condo is being sold mostly furnished except the artwork, making it an easy place to land. Located just minutes from Cid’s Market, the Town of Taos, and with easy access to Arroyo Seco and Taos Ski Valley, this condo offers a prime location in one of the most desirable and well-built communities in town. Come experience the blend of natural beauty, thoughtful design, and everyday ease — and see why Residencias del Rio Pueblo is one of Taos’ finest places to call home.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
--
8/10
Taos Cyber MagnetGrades 9-120.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Bitumen,Flat,Pitched
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Pueblo,Southwestern,Territorial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Tongue and Groove Ceiling(s)
  • Window features: Clad,Insulated Windows,Skylight(s),Window Coverings
  • Flooring: Carpet,Concrete
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room
  • Fireplace: Yes

Heating

  • Heating features: Fireplace(s),Hot Water,Radiant

Interior Area

  • Total structure area: 1,379
  • Total interior livable area: 1,379 sqft

Property

Details

  • Parcel number: 77354
  • Zoning description: 14 Units Per Ac

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Gravel Driveway,Rain Gutters
  • On waterfront: Yes
  • Waterfront features: Stream
  • Frontage type: Waterfront
  • Topography of land: CanyonValley

Lot

  • Features: Drip Irrigation/Bubblers,Trees,Waterfront,Xeriscape

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Avalanche
Cold Wave
Wildfire

FEMA Declared Disasters in Taos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$163$1,956
Property Taxes $869$10,428
Electricity $148$1,780
Total$3,961$47,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,805/yr
40% on housing$118,830/yr
45% on housing$105,626/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 87571$271
Taos County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 87571$317
Taos County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Listed for sale$565,000
2026-02-28Listing removed$575,000
2025-09-16Price change$575,000
2025-08-05Listed for sale$595,000
2019-07-19Listing removed$419,000
2019-06-21Pending sale$419,000
2019-06-09Listed for sale$419,000

For Sale by Agent

AgentMaria Figliolia
BrokerageThe Lora Company Real Estate

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