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6044 Little Mount Rd, Taylorsville, KY, 40071

5beds
3baths
3,276sqft
$499,900
$153price/sqft
$3,396/moest. monthly cost
$135,840/yrincome needed

About This Home

Beautifully restored historic farmhouse offering approximately 3,276 finished sq ft with 5 bedrooms and 3 full baths on a picturesque 1-acre lot in sought-after Spencer County, just 3.5 miles from Taylorsville Lake. Carefully renovated while preserving its original charm, this home showcases original woodwork, doors, hardware, a grand circular staircase, oversized rooms, and tall windows. The updated kitchen features quartz countertops, farmhouse sink, and Samsung stainless appliances. Recent improvements include a metal roof, spray foam insulation, encapsulated crawl space, energy-efficient windows, tankless water heater, Mitsubishi and Trane zoned HVAC, three inviting porches, and abundant storage throughout!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
4/10
7/10

Construction

Condition

  • Year built: 1877

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,276

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Heating

  • Heating features: MiniSplit/Ductless

Interior Area

  • Total structure area: 3,276
  • Total interior livable area: 3,276 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 421702

Features

  • Stories: 2
  • Fencing: Partial

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 0

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$209$2,508
Property Taxes $402$4,824
Electricity $258$3,104
Total$3,396$40,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,434/yr
40% on housing$101,880/yr
45% on housing$90,560/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 40071$186
Spencer County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 40071$198
Spencer County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$499,900
2026-07-03Listed for sale$590,000

For Sale by Agent

AgentTerry K Roberts
BrokerageColdwell Banker McMahan

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