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478 NW STATEN HARRIS Court, Lake City, FL, 32055

4beds
2baths
1,940sqft
$329,900
$170price/sqft
$2,661/moest. monthly cost
$106,440/yrincome needed

About This Home

Looking for space, privacy, and endless possibilities? This 4-bedroom, 2-bath home sits on 5 beautiful acres with incredible potential. While it could use a little TLC, it's completely livable, allowing you to move in while making it your own. relaxing in a peaceful rural setting. Conveniently Located Near Local Attractions and Amenities: Just 11 minutes from downtown Lake City Approximately 15 minutes to White Springs and the scenic Suwannee River Only 1 mile from Falling Creek Falls Park About 3 miles to I-10 and 12 minutes to US Highway 90 The existing 4 bedroom home provides a great opportunity to customize and make it your own. With a roof that was replaced only four years ago, many of the major improvements are already in place.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
4/10
Lake City Middle SchoolGrades 7-86.4 mi
3/10
Columbia High SchoolGrades PK,9-128.7 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1925

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Refrigerator

Bathroom1

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Property

Details

  • Parcel number: 362S1601885000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Rear Porch

Lot

  • Lot size: 5 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$238$2,856
Property Taxes $558$6,696
Electricity $197$2,366
Total$2,661$31,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,234/yr
40% on housing$79,830/yr
45% on housing$70,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$168
Columbia County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Price change$329,900
2026-05-18Listed for sale$350,000
2026-02-04Listing removed$340,000
2025-12-13Price change$340,000
2025-11-04Listed for sale$350,000
2021-11-18Sold$189,000
2021-07-17Listed for sale$189,000
2021-06-28Listing removed--
2021-06-16Price change$189,000
2021-06-15Listed for sale$169,000

For Sale by Agent

AgentDAIRA PAOLA WORTHINGTON
BrokerageLA ROSA REALTY NORTH FLORIDA, LLC.

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